313 16th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 313 16th Ave SE, Saint Cloud, MN 56304 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.342 acres (14,912 sqft)
Owner	2 Individual Names on File
Last Sale	$151,000 (Oct 2019)
Tax Bill	$2,530 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17.01153.00`

Property Details

APN / Parcel Number

Primary APN	`17.01153.00`

Exterior

Lot Area	14,912 sqft (0.342 acres)

Location & Zoning

Street Address	313 16TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-036 RANGE-030 WOODLAND HILLS LOT-004 BLOCK-001
Legal Range	030
Legal Township	036
Legal Section	31
Legal Subdivision	WOODLAND HILLS
Legal Block	1
Legal Lot Number	4
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3008
Census Tract	21201

Owner

Source: Benton County records · APN 17.01153.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	313 16TH AVE SE, SAINT CLOUD, MN 56304-1308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 15, 2019	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Deed Document Number	2019438861
Prior Transfer Date	Oct 02, 2012
Prior Transfer Doc	392191
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	313 16TH AVE SE, SAINT CLOUD, MN 56304-1308
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 16TH AVE SE, SAINT CLOUD, MN 56304-1308

Mortgage

Document Number	0000480177
Date	Oct 29, 2025
Instrument	480177

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Oct 15, 2019
Property Address	313 16TH AVE SE, SAINT CLOUD, MN 56304-1308
Document Number	438861
Instrument Date	Sep 19, 2019
Instrument	438861
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$498.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	313 16TH AVE SE, SAINT CLOUD, MN 56304-1308

Mortgage

Document Number	438862
Date	Oct 15, 2019
Instrument	438862

Lender

Name	PLAZA HOME MORTGAGE BANK
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,530.00 (+12.15%) Homeowner's exemption	$189,300 (-) Land $40,000 Building $149,300	$189,300 (-) Land $40,000 Building $149,300
2025	$2,256.00 (+6.11%) Homeowner's exemption	$189,300 (-) Land $40,000 Building $149,300	$189,300 (-) Land $40,000 Building $149,300
2023	$2,126.00	$189,300 Land $40,000 Building $149,300	$189,300 Land $40,000 Building $149,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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