302 16th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 302 16th Ave SE, Saint Cloud, MN 56304 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.344 acres (14,996 sqft)
Owner	Individual Name on File
Tax Bill	$2,432 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.01225.00`

Property Details

APN / Parcel Number

Primary APN	`17.01225.00`

Exterior

Lot Area	14,996 sqft (0.344 acres)

Location & Zoning

Street Address	302 16TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-036 RANGE-030 WOODLAND HILLS-2ND ADDN LOT-018 BLOCK-003
Legal Range	030
Legal Township	036
Legal Section	31
Legal Subdivision	WOODLAND HILLS
Legal Block	3
Legal Lot Number	18
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3007
Census Tract	21201

Owner

Source: Benton County records · APN 17.01225.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	302 16TH AVE SE, SAINT CLOUD, MN 56304-1307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Oct 28, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Jan 02, 2020	Affidavit of Death of Joint Tenant, Transfer
Nov 09, 2018	Deed of Trust, Mortgage · VA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 02, 2020
Transfer Doc	440556
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	302 16TH AVE SE, SAINT CLOUD, MN 56304-1307
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 16TH AVE SE, SAINT CLOUD, MN 56304-1307

Mortgage

Document Number	0000461761
Date	Jul 15, 2022
Instrument	461761

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Oct 01, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	302 16TH AVE SE, SAINT CLOUD, MN 56304-1307
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	446998
Date	Oct 28, 2020
Instrument	446998

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

January 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BENTON MN
Recording Date	Jan 02, 2020
Property Address	302 16TH AVE SE, SAINT CLOUD, MN 56304-1307
Document Number	440556
Instrument Date	Jan 02, 2020
Instrument	440556
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 16TH AVE SE, SAINT CLOUD, MN 56304-1307

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	302 16TH AVE SE, SAINT CLOUD, MN 56304-1307
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	432708
Date	Nov 09, 2018
Instrument	432708

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 01, 2038

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,432.00 (+17.6%) Homeowner's exemption	$183,500 (-) Land $40,000 Building $143,500	$183,500 (-) Land $40,000 Building $143,500
2025	$2,068.00 (-2.18%) Homeowner's exemption	$183,500 (+3.85%) Land $40,000 Building $143,500	$183,500 (+3.85%) Land $40,000 Building $143,500
2023	$2,114.00	$176,700 Land $40,000 Building $136,700	$176,700 Land $40,000 Building $136,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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