31295 Bermuda St, Winchester, CA 92596 Property Records

Riverside County property record for 31295 Bermuda St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,862 sqft · built 2004
Lot Size	0.02 acres (871 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,000 (Mar 2015)
Tax Bill	$7,192 (2025)
Deeds & Mortgages	May 2018 Loan Modification May 2018 Mortgage
Flood Zone	Zone D (undetermined)
APN	`480-210-013`

Property Details

APN / Parcel Number

Primary APN	`480-210-013`
Alternative APN	`467690013`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,862 sqft Living Area
Gross Area	3,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	871 sqft (0.02 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31295 BERMUDA ST
City	WINCHESTER
State	CA
Zip	92596-8720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.02 ACRES IN LOT 31 MB 337/059 TR 29675
Legal Tract	29675
Legal Lot Number	31
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2006
Census Tract	43235

Owner

Source: Riverside County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31295 BERMUDA ST, WINCHESTER, CA 92596-8720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Loan Modification, Mortgage · FHA Mortgage MOTIVE LNDG
May 30, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2015 · Amount on Record
Deed Sale	Mar 3, 2015 · Amount on Record
Prior Sale	Jul 16, 2004 · Amount on Record
Deed Document Number	201584029
Prior Transfer Date	Feb 26, 2015
Prior Transfer Doc	0000084669
Record Updated	Sep 20, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RIVERSIDE CA
Property Address	31295 BERMUDA ST, WINCHESTER, CA 92596-8720
Document Number	0000369545
Instrument Date	May 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	31295 BERMUDA ST WINCHESTER CA 925968720, WINCHESTER, CA 92596-8720

Mortgage

Document Number	0000369545
Date	Sep 14, 2018
Instrument	369545

Lender

Name	MOTIVE LNDG
Address	MENIFEE, CA 92596

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31295 BERMUDA ST, WINCHESTER, CA 92596-8720
Document Number	0000355535
Instrument Date	May 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	31295 BERMUDA ST WINCHESTER CA 925968720, WINCHESTER, CA 92596-8720

Mortgage

Document Number	0000355535
Date	Sep 5, 2018
Instrument	355535

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Murrieta Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,192.00 (+5.39%) Homeowner's exemption	$395,397 (+4.04%) Land $96,141 Building $299,256
2023	$6,824.00 (-6.24%) Homeowner's exemption	$380,045 Land $92,408 Building $287,637
2022	$7,278.00
2021			$552,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Accel Wireless Fixed Wireless	100 / 25

May also be available: Verizon.

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