31254 Bermuda St, Winchester, CA 92596 Property Records

Riverside County property record for 31254 Bermuda St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 2004
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Company Names on Record
Last Sale	$302,500 (Jul 2004)
Tax Bill	$7,003 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2021 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`480-213-004`

Property Details

APN / Parcel Number

Primary APN	`480-213-004`
Alternative APN	`467693004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,128 sqft Living Area
Gross Area	2,890 sqft
1st Floor Area	2,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	626 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31254 BERMUDA ST
City	WINCHESTER
State	CA
Zip	92596-8720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.26 ACRES IN LOT 26 MB 337/059 TR 29675
Legal Subdivision	TRACT NO 29675
Legal Tract	29675
Legal Lot Number	26
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2003
Census Tract	43235

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	31254 BERMUDA ST, WINCHESTER, CA 92596-8720
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 13, 2021	Intrafamily Transfer, Transfer
Nov 13, 2017	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 16, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2004 · Amount on Record
Deed Sale	Jul 9, 2004 · Amount on Record
Deed Document Number	2004533386
Last Transfer Date	Dec 1, 2021
Transfer Doc	0000730706
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31254 BERMUDA ST, WINCHESTER, CA 92596-8720
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31254 BERMUDA ST, WINCHESTER, CA 92596-8720

Mortgage

Document Number	0000040157
Date	Jan 25, 2022
Instrument	2022-0040157

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 13, 2021
Property Address	31254 BERMUDA ST, WINCHESTER, CA 92596-8720
Document Number	0000730706
Map Reference	MB 337 PG 59-62
Instrument Date	Dec 1, 2021
Instrument	2021-0730706
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31254 BERMUDA ST, WINCHESTER, CA 92596-8720

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31254 BERMUDA ST, WINCHESTER, CA 92596-8720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000475087
Date	Nov 13, 2017
Instrument	2017-0475087

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31254 BERMUDA ST, WINCHESTER, CA 92596-8720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31254 BERMUDA ST, WINCHESTER, CA 92596-8720

Mortgage

Document Number	0000568588
Date	Nov 16, 2020
Instrument	2020-0568588

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Non-Lending Institution
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Murrieta Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,107 (+2%) Land $170,600 Building $262,507
2025	$7,003.00 (+0.94%) Homeowner's exemption	$424,615 (+4.04%) Land $167,255 Building $257,360
2023	$6,938.00 (+2.41%) Homeowner's exemption	$408,128 Land $160,761 Building $247,367
2022	$6,775.00
2021			$497,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Accel Wireless Fixed Wireless	100 / 25

May also be available: Verizon.

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