Polk County property record for 3129 Walnut St, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,337 sqft · built 1955 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,834 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Feb 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-13-340800-001170 |
| Primary APN | 25-28-13-340800-001170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,337 sqft Living Area |
| Gross Area | 1,013 sqft |
| 1st Floor Area | 1,013 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,799 sqft (0.202 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 418 sqft |
| Carport | Carport |
| Carport Area | 418 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 405 sqft |
| Cooling System | None |
|---|
| Street Address | 3129 WALNUT ST |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-1163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BILTMORE SHORES UNIT NO 2 PB 37 PG 7 BLK A LOT 17 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 13 |
| Legal Subdivision | BILTMORE SHORES UNIT NO 2 |
| Legal Tract | 340800 |
| Legal Block | A |
| Legal Lot Number | 17 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 13400 |
Source: Polk County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6836 CARNEGIE BLVD, 320, CHARLOTTE, NC 28211-4399 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 13, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA |
| Feb 2, 2018 | Loan Modification, Mortgage · Line of Credit GOLDMAN SACHS BK USA |
| May 12, 2017 | Loan Modification, Mortgage · Line of Credit GOLDMAN SACHS BK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2016 |
| Deed Sale | Jul 25, 2016 |
| Prior Sale | Jun 1, 2016 · Amount on Record |
| Deed Document Number | 2016133756 |
| Deed Book / Page | 9885 / 1862 |
| Prior Transfer Date | Jul 29, 2015 |
| Prior Transfer Doc | 0096050266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3129 WALNUT ST, WINTER HAVEN, FL 33881-1163 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000321715 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 12516/990 |
| Instrument | 2022321715 |
| Name | ROYAL BANK OF CANADA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10281 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 2, 2018 |
| Property Address | 3129 WALNUT ST, WINTER HAVEN, FL 33881-1163 |
| Document Number | 0103851303 |
| Book / Page | 010385 / 001303 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 24956 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6836 MORRISON BLVD #320 NC, 320, NC |
| Investor | Possibly a Property Investor |
| Document Number | 103851303 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 010385/001303 |
| Instrument | 24956 |
| Name | GOLDMAN SACHS BK USA |
|---|---|
| Type | Bank |
| Address | 200 WEST ST, NEW YORK, NY 10282-2102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 12, 2017 |
| Property Address | 3129 WALNUT ST, WINTER HAVEN, FL 33881-1163 |
| Document Number | 0101451018 |
| Book / Page | 010145 / 001018 |
| Instrument Date | May 9, 2017 |
| Instrument | 91143 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6836 MORRISON BLVD #320 CHARLOTTE NC 282114399, 320, CHARLOTTE, NC 28211-4399 |
| Document Number | 101451018 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 010145/001018 |
| Instrument | 91143 |
| Name | GOLDMAN SACHS BK USA |
|---|---|
| Type | Bank |
| Address | 200 WEST ST, NEW YORK, NY 10282-2102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 11, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 27.2% |
Source: Polk County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,834.00 (-11.4%) | $113,410 (-22.42%) | $176,019 (+20.41%) Land $29,000 Building $147,019 |
| 2023 | $2,070.00 (+10.46%) | $146,181 (+15.65%) Land $28,000 Building $118,181 | $146,181 (+15.65%) Land $28,000 Building $118,181 |
| 2022 | $1,874.00 | $126,398 Land $23,000 Building $103,398 | $126,398 Land $23,000 Building $103,398 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2004) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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