Polk County property record for 3121 Walnut St, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,104 sqft · built 1955 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,000 (Jul 2023) |
| Tax Bill | $2,092 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-13-340800-001150 |
| Primary APN | 25-28-13-340800-001150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,799 sqft (0.202 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 120 sqft |
| Carport | Carport |
| Carport Area | 120 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 524 sqft |
| Cooling System | None |
|---|
| Street Address | 3121 WALNUT ST |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-1163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BILTMORE SHORES UNIT NO 2 PB 37 PG 7 BLK A LOT 15 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 13 |
| Legal Subdivision | BILTMORE SHORES UNIT NO 2 |
| Legal Tract | 340800 |
| Legal Block | A |
| Legal Lot Number | 15 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 13400 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3121 WALNUT ST, WINTER HAVEN, FL 33881-1163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 29, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2023 · Amount on Record |
| Deed Sale | Jul 12, 2023 · Amount on Record |
| Prior Sale | Nov 29, 2022 · Amount on Record |
| Deed Document Number | 2023161168 |
| Deed Book / Page | 12759 / 176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 12, 2023 |
| Property Address | 3121 WALNUT ST, WINTER HAVEN, FL 33881-1163 |
| Document Number | 0000161168 |
| Book / Page | 12759 / 176 |
| Map Reference | MB 37 PG 7 |
| Instrument Date | Jul 6, 2023 |
| Instrument | 2023161168 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 27, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,743.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1311 W LAKE CANNON DR NW, WINTER HAVEN, FL 33881-2052 |
| Name | Verified Name |
|---|---|
| Address | 1312 WALNUT ST, WINTER HAVEN, FL 33881 |
| Document Number | 0012759178 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 12759/178 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 29, 2022 |
| Property Address | 3121 WALNUT ST, WINTER HAVEN, FL 33881-1163 |
| Document Number | 0000307851 |
| Book / Page | 12497 / 523 |
| Map Reference | MB 37 PG 7 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2022307851 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3146 CRIPPLE CREEK CT, GRAND JUNCTION, CO 81504-6103 |
| Name | Verified Name |
|---|---|
| Address | 1311 W LAKE CANNON DR NW, WINTER HAVEN, FL 33881-2052 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,954 (+0.84%) Land $29,000 Building $170,954 | $199,954 (+0.84%) Land $29,000 Building $170,954 | |
| 2025 | $2,092.00 (-22.89%) Homeowner's exemption | $198,294 (+21.26%) Land $29,000 Building $169,294 | $198,294 (+21.26%) Land $29,000 Building $169,294 |
| 2023 | $2,713.00 (+242.55%) | $163,534 (+235.11%) Land $28,000 Building $135,534 | $163,534 (+16.67%) Land $28,000 Building $135,534 |
| 2022 | $792.00 | $48,800 | $140,171 Land $23,000 Building $117,171 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2004) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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