3129 Primrose St, Elgin, IL 60124 Property Records

Kane County property record for 3129 Primrose St, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,000 sqft · built 2005
Lot Size0.23 acres (10,019 sqft)
Owner2 Company Names on Record
Last Sale$375,000 (Aug 2019)
Tax Bill$11,669 (2025)
Deeds & MortgagesJun 2026 Sale
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-19-478-005

Property Details

APN / Parcel Number

Primary APN06-19-478-005

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,000 sqft Living Area
Gross Area4,548 sqft
Basement Area1,548 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address3129 PRIMROSE ST
CityELGIN
StateIL
Zip60124-3800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE UNIT 3A LT 612
Legal SubdivisionPROVIDENCE
Legal Block3
Legal Lot Number612
Legal Unit3A
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3026
Census Tract851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3129 PRIMROSE ST, ELGIN, IL 60124-3800
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 13, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2019 · Amount on Record
Deed SaleAug 13, 2019 · Amount on Record
Prior SaleSep 21, 2006 · Amount on Record
Deed Document Number201936302
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 23, 2026
Property Address3129 PRIMROSE ST, ELGIN, IL 60124-3800
Document Number0000026191
Instrument DateJun 17, 2026
Instrument202626191
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address3129 PRIMROSE ST, ELGIN, IL 60124-3800

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 13, 2019
Property Address3129 PRIMROSE ST, ELGIN, IL 60124-3800
Document Number0000036302
Map ReferenceDOC 2005K069830
Instrument DateAug 5, 2019
Instrument2019K036302
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3129 PRIMROSE ST, 3129, ELGIN, IL 60124-3800

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3129 PRIMROSE ST, ELGIN, IL 60124-3800

Mortgage

Document Number0000036303
DateAug 13, 2019
Instrument2019K036303
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,669.00 (+7.67%) Homeowner's exemption$157,013 (+8.57%) Land $44,049 Building $112,964$471,227 (+8.57%) Land $132,200 Building $339,028
2024$144,619 (+21.39%) Land $40,572 Building $104,047$434,031 (+21.44%) Land $121,765 Building $312,266
2022$10,838.00 (+3.4%) Homeowner's exemption$119,133 (+6.96%) Land $33,422 Building $85,711$357,399 (+6.96%) Land $100,266 Building $257,133
2021$10,482.00 Homeowner's exemption$111,381 Land $31,247 Building $80,134$334,143 Land $93,741 Building $240,402

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Primrose St

Nearby Streets

Search Property Records by Address or Parcel Number