Kane County property record for 3124 Primrose St, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,187 sqft · built 2005 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $504,000 (Dec 2005) |
| Tax Bill | $10,954 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-454-019 |
| Primary APN | 06-19-454-019 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,187 sqft Living Area |
| Gross Area | 6,317 sqft |
| Basement Area | 2,130 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 3124 PRIMROSE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROVIDENCE UNIT 3A LT 544 |
| Legal Subdivision | PROVIDENCE |
| Legal Block | 3 |
| Legal Lot Number | 544 |
| Legal Unit | 3A |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 851913 |
3124 Primrose St is owned and occupied by two individuals who acquired it in October 2007.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3124 PRIMROSE ST, ELGIN, IL 60124-3800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2005 · Amount on File |
| Deed Sale | Dec 23, 2005 · Amount on File |
| Deed Document Number | 2005152719 |
| Last Transfer Date | Oct 22, 2007 |
| Transfer Doc | 0000111302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 10, 2026 |
| Property Address | 3124 PRIMROSE ST, ELGIN, IL 60124-3800 |
| Document Number | 0000023974 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 202623974 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY INC |
| Name | Verified Name |
|---|---|
| Address | 3124 PRIMROSE ST, ELGIN, IL 60124-3800 |
| Investor | Possibly a Property Investor |
| Document Number | 0000023974, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202623974 |
| Name | CONSUMERS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 20, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 3124 Primrose St was $10,954 with exemptions applied, down 20.4% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,954.00 (-20.42%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $189,735 (+8.57%) Land $44,049 Building $145,686 | $569,433 (+8.57%) Land $132,200 Building $437,233 |
| 2024 | $13,765.00 | $174,758 Land $40,572 Building $134,186 | $524,484 Land $121,765 Building $402,719 |
| 2022 | $12,546.00 (+3.74%) Disabled Person's exemption | $143,960 (+6.96%) Land $33,422 Building $110,538 | $431,880 (+6.96%) Land $100,266 Building $331,614 |
| 2021 | $12,094.00 Disabled Person's exemption | $134,592 Land $31,247 Building $103,345 | $403,776 Land $93,741 Building $310,035 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3124 Primrose St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3124 Primrose St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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