3129 Nicholson Dr, Winter Park, FL 32792 Property Records

Seminole County property record for 3129 Nicholson Dr, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,884 sqft · built 1977
Lot Size	0.245 acres (10,701 sqft)
Owner	Individual Name on Record
Last Sale	$182,700 (May 2015)
Tax Bill	$2,255 (2025)
Deeds & Mortgages	May 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-21-30-518-0000-0130`

Property Details

APN / Parcel Number

Primary APN	`34-21-30-518-0000-0130`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,884 sqft Living Area
1st Floor Area	1,884 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,701 sqft
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3129 NICHOLSON DR
City	WINTER PARK
State	FL
Zip	32792-7525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 HOWELL BRANCH WOODS PB 19 PGS 11 & 12
Legal Range	30E
Legal Township	21S
Legal Section	34
Legal Subdivision	HOWELL BRANCH WOODS
Legal Tract	518
Legal Lot Number	13
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	22209

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3129 NICHOLSON DR, WINTER PARK, FL 32792-7525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 6, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL FLORIDA EDUCATORS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2015 · Amount on Record
Deed Sale	May 19, 2015 · Amount on Record
Prior Sale	Dec 1, 2014
Deed Document Number	2015054333
Deed Book / Page	08472 / 1533
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3129 NICHOLSON DR, WINTER PARK, FL 32792-7525
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3129 NICHOLSON DR, WINTER PARK, FL 32792-7525

Mortgage

Document Number	0104421211
Date	May 22, 2023
Book Page	10442/1211
Instrument	2023046469

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3129 NICHOLSON DR, WINTER PARK, FL 32792-7525
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3129 NICHOLSON DR, WINTER PARK, FL 32792-7525

Mortgage

Document Number	0098961433
Date	Apr 8, 2021
Book Page	9896/1433
Instrument	2021045930

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3129 NICHOLSON DR, WINTER PARK, FL 32792-7525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092591819
Date	Dec 6, 2018
Book Page	09259/1819
Instrument	2018136858

Lender

Name	CENTRAL FLORIDA EDUCATORS FCU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 21, 2033

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,255.00 (-2.55%) Homeowner's exemption	$199,915 (+5.99%)	$353,629 (+5.97%) Land $85,000 Building $268,629
2023	$2,314.00 (+2.8%) Homeowner's exemption	$188,622 (+3%)	$333,717 (+3.9%) Land $85,000 Building $248,717
2022	$2,251.00 Homeowner's exemption	$183,128	$321,204 Land $75,000 Building $246,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	7 (2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASSELBERRY, CITY OF (3 WPS) serves 54,747 people · EPA ID FL3590159
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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