3128 Nicholson Dr, Winter Park, FL 32792 Property Records

Seminole County property record for 3128 Nicholson Dr, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,823 sqft · built 1978
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on File
Last Sale	$327,500 (Sep 2020)
Tax Bill	$3,112 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-21-30-518-0000-0220`

Property Details

APN / Parcel Number

Primary APN	`34-21-30-518-0000-0220`
Alternative APN	`21303451800000220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,823 sqft Living Area
Gross Area	2,307 sqft
1st Floor Area	1,823 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,200 sqft (0.211 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Screened/Unfinished Porch
Porch Area	473 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	3128 NICHOLSON DR
City	WINTER PARK
State	FL
Zip	32792-7504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 22 HOWELL BRANCH WOODS PB 19 PGS 11 + 12
Legal Range	30E
Legal Township	21S
Legal Section	34
Legal Subdivision	HOWELL BRANCH WOODS
Legal Tract	518
Legal Lot Number	22
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	1
Census Block	1009
Census Tract	22209

Owner

3128 Nicholson Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Seminole County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3128 NICHOLSON DR, WINTER PARK, FL 32792-7504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Jul 12, 2002 · Amount on File
Deed Document Number	202097903
Deed Book / Page	9695 / 1754
Prior Transfer Date	Mar 3, 2005
Prior Transfer Doc	0056460984
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 3, 2020
Property Address	3128 NICHOLSON DR, WINTER PARK, FL 32792-7504
Document Number	0096951754
Book / Page	9695 / 1754
Map Reference	MB 19 PG 11&12
Instrument Date	Sep 1, 2020
Instrument	2020097903
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	QUALITY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,292.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 PLEASANT AVE, 901, WAUPUN, WI 53963-1618

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3128 NICHOLSON DR, WINTER PARK, FL 32792-7504

Mortgage

Document Number	0096951756
Date	Sep 3, 2020
Instrument	9695/1756

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3128 NICHOLSON DR, WINTER PARK, FL 32792-7504
Document Number	0094791289
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3128 NICHOLSON DR WINTER PARK FL 327927504, WINTER PARK, FL 32792-7504

Mortgage

Document Number	0094791289
Date	Nov 18, 2019
Book Page	009479/001289
Instrument	125152

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3128 Nicholson Dr was $3,112 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,112.00 Homeowner's exemption	$241,347	$367,652 Land $85,000 Building $282,652
2023	$2,834.00 (+2.68%) Homeowner's exemption	$227,714 (+3%)	$347,998 (+3.72%) Land $85,000 Building $262,998
2022	$2,760.00 Homeowner's exemption	$221,082	$335,516 Land $75,000 Building $260,516

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3128 Nicholson Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	7 (2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3128 Nicholson Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASSELBERRY, CITY OF (3 WPS) serves 54,747 people · EPA ID FL3590159
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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