3128 Nemmo Rd, Vinton, VA 24179 Property Records

Bedford County property record for 3128 Nemmo Rd, Vinton, VA 24179

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,761 sqft · built 1979
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jul 2019)
Tax Bill	$1,478 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2017 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`159 1 4A`

Property Details

APN / Parcel Number

Primary APN	`159 1 4A`
Alternative APNs	`15909200` `519640`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,761 sqft Total Area
1st Floor Area	642 sqft
Basement Area	792 sqft
Finished Basement	792 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	871,200 sqft (20 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	253 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3128 NEMMO RD
City	VINTON
State	VA
Zip	24179-5989
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1
Legal Description	JOHN NIMMO FARM PT LT 4
Legal Subdivision	JOHN NIMMO FARM
Legal Lot Number	4
Jurisdiction	BEDFORD VA
Township / Civil Division	6
Census Block Group	1
Census Block	1016
Census Tract	30604

Owner

3128 Nemmo Rd, a rural home, is owned and occupied by an individual who bought it in July 2019.

Source: Bedford County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3128 NEMMO RD, VINTON, VA 24179-5989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Feb 15, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 19, 2019	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	Aug 3, 2015 · Amount on File
Deed Document Number	20196500
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	3128 NEMMO RD, VINTON, VA 24179-5989
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210008355
Date	Jun 7, 2021
Instrument	210008355

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	3128 NEMMO RD, VINTON, VA 24179-5989
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001474
Date	Feb 15, 2017
Instrument	170001474

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jul 19, 2019
Property Address	3128 NEMMO RD, VINTON, VA 24179-5989
Document Number	0190006500
Instrument Date	Jul 16, 2019
Instrument	190006500
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	HOMESTEAD SETTLEMENT SERVICES, HOMESTEAD SETTLEMENT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3128 NEMMO RD, VINTON, VA 24179-5989

Mortgage

Document Number	0190006501
Date	Jul 19, 2019
Instrument	190006501

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3128 Nemmo Rd was $1,478.

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,478.00	$360,700 Land $121,000 Building $239,700
2023	$1,478.00 Additional exemption filed	$180,350	$360,700 Land $121,000 Building $239,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3128 Nemmo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3128 Nemmo Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Nemmo Rd

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