2997 Nemmo Rd, Vinton, VA 24179 Property Records

Bedford County property record for 2997 Nemmo Rd, Vinton, VA 24179

Property Summary

Property Type	Single Family Home
Lot Size	2.86 acres (124,582 sqft)
Owner	Individual Name on Record
Tax Bill	$1,090 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`159 1 5B`

Property Details

APN / Parcel Number

Primary APN	`159 1 5B`
Alternative APNs	`15909301` `531097`

Exterior

Lot Area	124,582 sqft (2.86 acres)

Location & Zoning

Street Address	2997 NEMMO RD
City	VINTON
State	VA
Zip	24179-6340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT LT 5 JOHN W NIMMO FARM PB 36/102
Legal Subdivision	JOHN W NIMMO FA
Legal Lot Number	5
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	1
Census Block	1001
Census Tract	30603

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	VINTON, VA 24179
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Line of Credit VIRGINIA CU INC
Dec 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARTER BANK & TRUST
Sep 29, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 22, 2020
Transfer Doc	0000011443
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	2997 NEMMO RD, VINTON, VA 24179-6340
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 103, VINTON, VA 24179-0103

Mortgage

Document Number	0260001679
Date	Feb 27, 2026
Instrument	260001679

Lender

Name	VIRGINIA CU INC
Type	Credit Union
Address	RICHMOND, VA 23225

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	2997 NEMMO RD, VINTON, VA 24179-6340
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210017330
Date	Dec 8, 2021
Instrument	210017330

Lender

Name	CARTER BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.38%

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Sep 29, 2020
Property Address	2997 NEMMO RD, VINTON, VA 24179-6340
Document Number	0200011443
Instrument Date	Sep 22, 2020
Instrument	200011443
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,090.00	$265,900 (+1%) Land $49,300 Building $216,600
2023	$1,090.00 Additional exemption filed	$132,950	$265,900 Land $49,300 Building $216,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960

Cell Coverage

5G (outdoors only) and 4G LTE

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