3128 Magnolia Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 3128 Magnolia Dr, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,837 sqft · built 2016
Lot Size0.115 acres (4,999 sqft)
OwnerIndividual Name on Record
Last Sale$193,900 (May 2021)
Tax Bill$1,987 (2025)
Deeds & MortgagesMay 2021 Second Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN3-07-4-19-04-0-00013-00

Property Details

APN / Parcel Number

Primary APN3-07-4-19-04-0-00013-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Building Area1,837 sqft Adjusted Area
1st Floor Area1,531 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof MaterialShingle
Lot Area4,999 sqft (0.115 acres)
Lot Dimensions100 ft deep x 52 ft wide

Location & Zoning

Street Address3128 MAGNOLIA DR
CityHERNANDO
StateMS
Zip38632-2727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8 OVERLA
Legal DescriptionMAGNOLIA COMMONS PH 1 LOT 13
Legal Range007
Legal Township03S
Legal Section19
Legal SubdivisionMAGNOLIA COMMONS PH 1
Legal Phase1
Legal Lot Number13
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group3
Census Block3031
Census Tract71124

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3128 MAGNOLIA DR, HERNANDO, MS 38632-2727
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 27, 2021Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2021 · Amount on Record
Deed SaleMay 27, 2021 · Amount on Record
Prior SaleOct 31, 2016
Deed Book / Page959 / 403
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3128 MAGNOLIA DR, HERNANDO, MS 38632-2727
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyREALTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3128 MAGNOLIA DR, HERNANDO, MS 38632-2727

Mortgage

Document Number005253/748
DateMay 27, 2021
Book Page5253/748
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueJun 1, 2031

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMay 27, 2021
Property Address3128 MAGNOLIA DR, HERNANDO, MS 38632-2727
Document Number000959/403
Book / Page959 / 403
Map ReferenceMB 97 PG 11
Instrument DateMay 26, 2021
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyTRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6970 AMBERLY RD, 6970, MEMPHIS, TN 38119-6844

Transferred To (Grantee/Buyer)

NameVerified Name
Address3128 MAGNOLIA DR, HERNANDO, MS 38632-2727
InvestorPossibly a Property Investor

Mortgage

Document Number0005253728
DateMay 27, 2021
Instrument5253/728
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,987.00 (+16.47%)$17,059 (+38.68%) Land $1,800 Building $15,259$170,589 (+38.68%) Land $18,000 Building $152,589
2023$1,706.00$12,301$123,009 Land $18,000 Building $105,009

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
C Spire Wireless
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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