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3108 Magnolia Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 3108 Magnolia Dr, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,855 sqft · built 2016
Lot Size0.115 acres (5,025 sqft)
Owner2 Individual Names on Record
Tax Bill$2,013 (2025)
Deeds & MortgagesDec 2021 Line of Credit
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN3-07-4-19-04-0-00011-00

Property Details

APN / Parcel Number

Primary APN3-07-4-19-04-0-00011-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Building Area1,855 sqft Adjusted Area
1st Floor Area1,523 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof MaterialShingle
Lot Area5,025 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Street Address3108 MAGNOLIA DR
CityHERNANDO
StateMS
Zip38632-2727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8 OVERLA
Legal DescriptionMAGNOLIA COMMONS PH 1 LOT 11
Legal Range007
Legal Township03S
Legal Section19
Legal SubdivisionMAGNOLIA COMMONS PH 1
Legal Phase1
Legal Lot Number11
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group3
Census Block3031
Census Tract71124

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address118 MCGEEHEE CV, SENATOBIA, MS 38668-1019
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2021Deed of Trust, Mortgage · Line of Credit
GUARANTY BANK & TRUST CO
May 11, 2021Warranty Deed, Transfer
NOT AVAILABLE, REALTY T&E CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2021
Deed SaleMay 11, 2021
Prior SaleMay 24, 2016 · Amount on Record
Deed Book / Page957 / 558
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3108 MAGNOLIA DR, HERNANDO, MS 38632-2727
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 LEIGH LN 6, 6, STARKVILLE, MS 39759-5595

Mortgage

Document Number005410/452
DateDec 2, 2021
Book Page5410/452
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
AddressSENATOBIA, MS 38668
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueNov 19, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMay 11, 2021
Property Address3108 MAGNOLIA DR, HERNANDO, MS 38632-2727
Document Number000957/558
Book / Page957 / 558
Map ReferenceMB 97 PG 11
Instrument DateMay 6, 2021
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, REALTY T&E CO INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1515 FALL GDN, 1515, HERNANDO, MS 38632-1011

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3108 MAGNOLIA DR, HERNANDO, MS 38632-2727

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,013.00 (+16.49%)$17,287 (+38.73%) Land $1,800 Building $15,487$172,868 (+38.73%) Land $18,000 Building $154,868
2023$1,728.00$12,461$124,609 Land $18,000 Building $106,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
C Spire Wireless
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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