3128 Highgate Dr, Germantown, TN 38138 Property Records

Shelby County property record for 3128 Highgate Dr, Germantown, TN 38138 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,751 sqft · built 1986
Lot Size	0.419 acres (18,251 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Aug 2020)
Tax Bill	$3,698 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G0-231B-G0-0017`

Property Details

APN / Parcel Number

Primary APN	`G0-231B-G0-0017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,751 sqft Living Area
Gross Area	4,216 sqft
1st Floor Area	1,754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	18,251 sqft (0.419 acres)
Lot Dimensions	150 ft deep x 117 ft wide
Garage Type	Attached
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	320 sqft
Deck Area	287 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3128 HIGHGATE DR
City	GERMANTOWN
State	TN
Zip	38138-7731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ES HIGHGATE DR COR WESTCOTT DR SE
Legal Subdivision	OAKLEIGH SEC G
Legal Lot Number	715
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	3
Census Block	3008
Census Tract	21341

Owner

Source: Shelby County records · APN G0-231B-G0-0017

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3128 HIGHGATE DR, GERMANTOWN, TN 38138-7731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Deed Document Number	202083776
Prior Transfer Date	Dec 14, 2012
Prior Transfer Doc	0000012893
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 10, 2020
Property Address	3128 HIGHGATE DR, GERMANTOWN, TN 38138-7731
Document Number	0000083776
Instrument Date	Aug 07, 2020
Instrument	83776
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3128 HIGHGATE DR GERMANTOWN TN 381387731, GERMANTOWN, TN 38138-7731

Mortgage

Document Number	83777
Date	Aug 10, 2020
Instrument	83777

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 09, 2050

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Germantown City
Unified School District	Germantown Municipal School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,698.00 (-26.07%)	$137,500 (+39.17%) Land $30,475 Building $107,025	$550,000 (+39.17%) Land $121,900 Building $428,100
2023		$98,800 Land $21,125 Building $77,675
2022	$5,002.00
2021			$395,200 Land $84,500 Building $310,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (47157C), updated June 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471570213413, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2019–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2023, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.