3109 Highgate Dr, Germantown, TN 38138 Property Records

Shelby County property record for 3109 Highgate Dr, Germantown, TN 38138 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,742 sqft · built 1986
Lot Size	0.363 acres (15,812 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Feb 2023)
Tax Bill	$3,860 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G0-231B-G0-0023`

Property Details

APN / Parcel Number

Primary APN	`G0-231B-G0-0023`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,742 sqft Living Area
Gross Area	5,182 sqft
1st Floor Area	2,594 sqft
Utility Area	130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,812 sqft (0.363 acres)
Lot Dimensions	150 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	50 sqft
Patio Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3109 HIGHGATE DR
City	GERMANTOWN
State	TN
Zip	38138-7730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WS HIGHGATE DR
Legal Subdivision	OAKLEIGH SEC G
Legal Lot Number	711
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	3
Census Block	3000
Census Tract	21341

Owner

Source: Shelby County records · APN G0-231B-G0-0023

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3109 HIGHGATE DR, GERMANTOWN, TN 38138-7730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 14, 2023 · Amount on Record
Deed Sale	Feb 14, 2023 · Amount on Record
Deed Document Number	202312167
Prior Transfer Date	Oct 20, 2011
Prior Transfer Doc	0000103898
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Feb 14, 2023
Property Address	3109 HIGHGATE DR, GERMANTOWN, TN 38138-7730
Document Number	0023012167
Map Reference	MB 95 PG 2
Instrument Date	Feb 09, 2023
Instrument	23012167
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,794.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3109 HIGHGATE DR, GERMANTOWN, TN 38138-7730

Mortgage

Document Number	0023012168
Date	Feb 14, 2023
Instrument	23012168

Lender

Name	ORION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Germantown City
Unified School District	Germantown Municipal School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,860.00 (-31.96%)	$143,525 (+28.09%) Land $29,425 Building $114,100	$574,100 (+28.09%) Land $117,700 Building $456,400
2023		$112,050 Land $20,400 Building $91,650
2022	$5,673.00
2021			$448,200 Land $81,600 Building $366,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (47157C), updated June 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471570213413, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2019–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2023, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.