Lapeer County property record for 3127 W Sutton Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,905 sqft · built 1997 |
| Lot Size | 10 acres (437,342 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Oct 2018) |
| Tax Bill | $4,385 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-001-001-65 |
| Primary APN | 010-001-001-65 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,905 sqft Living Area |
| 1st Floor Area | 1,884 sqft |
| Basement Area | 1,758 sqft |
| Unfinished Basement | 1,758 sqft |
| Flooring | Carpet |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 437,342 sqft (10 acres) |
| Garage Area | 1,398 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3127 W SUTTON RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-9811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | T6N R9E, SEC 1 PT OF NE 1/4 OF SEC BEG AT A PT ON N SEC LINE THAT IS N 88 DEG 39'37 W 1088.65 FT FROM NE CORN OF SEC; TH N 88 |
| Legal Range | 09E |
| Legal Township | 06N |
| Legal Section | 01 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | HADLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 342000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3127 W SUTTON RD, LAPEER, MI 48446-9811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · VA Mortgage TOWNE MORTGAGE CO |
| Oct 11, 2018 | Warranty Deed, Transfer · VA Mortgage AMERICU MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2018 · Amount on Record |
| Deed Sale | Oct 11, 2018 · Amount on Record |
| Prior Sale | Oct 11, 2018 · Amount on Record |
| Deed Book / Page | 2989 / 480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3127 W SUTTON RD, LAPEER, MI 48446-9811 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3127 W SUTTON RD, LAPEER, MI 48446-9811 |
| Document Number | 0032600406 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 3260/406 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, MI 48063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Oct 11, 2018 |
| Property Address | 3127 W SUTTON RD, LAPEER, MI 48446-9811 |
| Document Number | 0029890480 |
| Book / Page | 2989 / 480 |
| Instrument Date | Oct 3, 2018 |
| Instrument | 2469 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | CENTURY TITLE AGENCY SERVICE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1768 GRAY RD, LAPEER, MI 48446-9121 |
| Document Number | 0029890483 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | 2989/483 |
| Name | AMERICU MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 1, 2047 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Hadley Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $289,200 (+10.26%) | $578,400 (+10.26%) | |
| 2025 | $4,385.00 (+15.12%) Homeowner's exemption | $262,300 (+16.94%) | $524,600 (+16.94%) |
| 2023 | $224,300 | $448,600 | |
| 2022 | $3,809.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Bitwise Fixed Wireless | 25 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
| Brightspeed DSL | 10 / 1 |
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