Lapeer County property record for 3097 W Sutton Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,200 sqft · built 1996 |
| Lot Size | 10 acres (436,907 sqft) |
| Owner | Individual Name on File |
| Last Sale | $42,000 (Aug 1996) |
| Tax Bill | $3,945 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-001-001-70 |
| Primary APN | 010-001-001-70 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,200 sqft Living Area |
| 1st Floor Area | 2,180 sqft |
| Basement Area | 2,180 sqft |
| Unfinished Basement | 2,180 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 436,907 sqft (10 acres) |
| Garage Area | 665 sqft |
| Total Buildings | 4 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3097 W SUTTON RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-9800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | T6N R9E, SEC 1 PT OF NE 1/4 OF SEC BEG AT A PT ON N SEC LINE THAT IS N 88 DEG 39'37 W 778.65 FT FROM NE CORN OF SEC; TH N 88 |
| Legal Range | 09E |
| Legal Township | 06N |
| Legal Section | 01 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | HADLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 342000 |
Source: Lapeer County assessment roll, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3097 W SUTTON RD, LAPEER, MI 48446-9800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 1996 · Amount on Record |
| Deed Sale | Aug 23, 1996 · Amount on Record |
| Deed Book / Page | 969 / 502 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3097 W SUTTON RD, LAPEER, MI 48446-9800 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0031140017 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 3114/17 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
Source: Lapeer County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Hadley Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,500 (+9.84%) | $605,000 (+9.84%) | |
| 2025 | $3,945.00 (+15.15%) Homeowner's exemption | $275,400 (+16.99%) | $550,800 (+16.99%) |
| 2023 | $235,400 | $470,800 | |
| 2022 | $3,426.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Bitwise Fixed Wireless | 25 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
| Brightspeed DSL | 10 / 1 |
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