3127 E 31st Ave, Spokane, WA 99223 Property Records

Spokane County property record for 3127 E 31st Ave, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,055 sqft · built 2016
Lot Size	0.224 acres (9,750 sqft)
Owner	Individual Name on Record
Last Sale	$755,000 (Jun 2026)
Tax Bill	$7,157 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`35342.0629`

Property Details

APN / Parcel Number

Primary APN	`35342.0629`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,055 sqft Living Area
Gross Area	3,895 sqft
1st Floor Area	2,204 sqft
2nd Floor Area	851 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Deck Area	415 sqft
Patio Area	415 sqft
Canopy	415 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3127 E 31ST AVE
City	SPOKANE
State	WA
Zip	99223-4712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LINCOLN HTS S130FT E1/2 OF LT 5 AND LT 6 BLK 55
Legal Range	43E
Legal Township	25N
Legal Section	34
Legal Subdivision	LINCOLN HTS
Legal Block	55
Legal Lot Number	5,6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1012
Census Tract	4701

Owner

Source: Spokane County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3127 E 31ST AVE, SPOKANE, WA 99223-4712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENINSULA MORTGAGE INC
Sep 21, 2023	Intrafamily Transfer, Transfer
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Sep 13, 2019	Warranty Deed, Transfer · Conventional Mortgage PENINSULA MORTGAGE INC
Sep 18, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Jul 27, 2022 · Amount on Record
Deed Document Number	20267496211
Prior Transfer Date	Sep 20, 2023
Prior Transfer Doc	0007309256
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 18, 2026
Property Address	3127 E 31ST AVE, SPOKANE, WA 99223-4712
Document Number	0007496211
Instrument Date	Jun 12, 2026
Instrument	20267496211
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,262,399.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3127 E 31ST AVE, SPOKANE, WA 99223-4712

Mortgage

Document Number	0007496212,
Date	Jun 18, 2026
Instrument	20267496212

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3127 E 31ST AVE, SPOKANE, WA 99223-4712
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007037642
Date	Feb 22, 2021
Instrument	7037642

Lender

Name	PENINSULA MORTGAGE INC
Type	Mortgage Company
Address	SEQUIM, WA 98382

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Sep 21, 2023
Property Address	3127 E 31ST AVE, SPOKANE, WA 99223-4712
Document Number	0007309256
Map Reference	VOL L PG 36
Instrument Date	Sep 20, 2023
Instrument	7309256
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 27, 2022
Property Address	3127 E 31ST AVE, SPOKANE, WA 99223-4712
Document Number	0007227401
Map Reference	VOL L PG 36
Instrument Date	Jul 20, 2022
Instrument	7227401
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,387.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3127 E 31ST AVE, SPOKANE, WA 99223-4712

Mortgage

Document Number	0007227402
Date	Jul 27, 2022
Instrument	7227402

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 13, 2019
Property Address	3127 E 31ST AVE, SPOKANE, WA 99223-4712
Document Number	0006842051
Map Reference	VOL L PG 36
Instrument Date	Sep 9, 2019
Instrument	6842051
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,748.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3127 E 3LST AVE, SPOKANE, WA 99223
Investor	Possibly a Property Investor

Mortgage

Document Number	0006842052
Date	Sep 13, 2019
Instrument	6842052

Lender

Name	PENINSULA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3127 E 31ST AVE, SPOKANE, WA 99223-4712
Document Number	0006751833
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3127 E 31ST AVE SPOKANE WA 992234712, SPOKANE, WA 99223-4712

Mortgage

Document Number	0006751833
Date	Oct 15, 2018
Instrument	6751833

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,157.00 (+2.76%)	$702,700 (-) Land $120,000 Building $582,700	$702,700 (-) Land $120,000 Building $582,700
2025	$6,965.00 (+3.08%)	$702,700 (+1.58%) Land $120,000 Building $582,700	$702,700 (+1.58%) Land $120,000 Building $582,700
2024		$691,800 (+35.89%) Land $75,000 Building $616,800	$691,800 (+35.89%) Land $75,000 Building $616,800
2023	$6,757.00 (+13.6%)	$509,100 Land $40,000 Building $469,100	$509,100 Land $40,000 Building $469,100
2022	$5,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: CenturyLink.

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