3104 E 31st Ave, Spokane, WA 99223 Property Records

Spokane County property record for 3104 E 31st Ave, Spokane, WA 99223

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,808 sqft · built 1997
Lot Size0.156 acres (6,800 sqft)
OwnerIndividual Name on Record
Last Sale$485,000 (May 2024)
Tax Bill$4,261 (2026)
Deeds & MortgagesMay 2024 Sale & Mortgage
Dec 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN35342.1122

Property Details

APN / Parcel Number

Primary APN35342.1122

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,808 sqft Living Area
Gross Area3,076 sqft
1st Floor Area1,308 sqft
Basement Area1,220 sqft
Finished Basement500 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,800 sqft (0.156 acres)
Lot Dimensions68 ft deep x 100 ft wide
Garage TypeAttached
Garage Area548 sqft
Parking Spaces2 Parking Spaces
Deck Area96 sqft
Patio Area96 sqft
Canopy96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3104 E 31ST AVE
CitySPOKANE
StateWA
Zip99223-4713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionLINCOLN HEIGHTS ADDITION N 68FT LTS 1 & 2 BLK 42
Legal Range43E
Legal Township25N
Legal Section34
Legal SubdivisionLINCOLN HEIGHTS ADDITION
Legal Block42
Legal Lot Number1,2
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1027
Census Tract4701

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3104 E 31ST AVE, SPOKANE, WA 99223-4713
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
May 15, 2024Warranty Deed, Transfer · FHA Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 16, 2021Affidavit of Death of Joint Tenant, Transfer · VA Mortgage
ROCKET MORTGAGE LLC
Jul 8, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Mar 10, 2020Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK
Dec 14, 2020Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Jan 13, 2022Affidavit of Death of Joint Tenant, Transfer
WFG LENDER SERVICES
Aug 17, 2017Deed of Trust, Mortgage · VA Mortgage
NEW DAY FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2024 · Amount on Record
Deed SaleMay 15, 2024 · Amount on Record
Prior SaleDec 16, 2021
Deed Document Number20247349099
Prior Transfer DateNov 12, 2020
Prior Transfer Doc0007171119
Record UpdatedOct 29, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateMay 15, 2024
Property Address3104 E 31ST AVE, SPOKANE, WA 99223-4713
Document Number0007349099
Map ReferenceVOL L PG 36
Instrument DateMay 10, 2024
Instrument7349099
Transaction TypeTransfer
Record UpdatedMay 22, 2024
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,765.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3104 E 31ST AVE, SPOKANE, WA 99223-4713

Mortgage

Document Number0007349100
DateMay 15, 2024
Instrument7349100
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2054

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSPOKANE WA
Recording DateDec 16, 2021
Property Address3104 E 31ST AVE, SPOKANE, WA 99223-4713
Document Number0007161786
Map ReferenceVOL L PG 36
Instrument DateNov 2, 2021
Instrument7161786
Transaction TypeTransfer
Record UpdatedDec 24, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3104 E 31ST AVE, SPOKANE, WA 99223-4713

Mortgage

Document Number0007161787
DateDec 16, 2021
Instrument7161787
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3104 E 31ST AVE, SPOKANE, WA 99223-4713
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006819974
DateJul 8, 2019
Instrument6819974
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3104 E 31ST AVE, SPOKANE, WA 99223-4713
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006899852
DateMar 10, 2020
Instrument6899852
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3104 E 31ST AVE, SPOKANE, WA 99223-4713
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007007434
DateDec 14, 2020
Instrument7007434
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSPOKANE WA
Recording DateJan 13, 2022
Property Address3104 E 31ST AVE, SPOKANE, WA 99223-4713
Document Number0007171119
Map ReferenceVOL L PG 36
Instrument DateNov 12, 2020
Instrument7171119
Transaction TypeTransfer
Record UpdatedJan 19, 2022
Title CompanyWFG LENDER SERVICES

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3104 E 31ST AVE, SPOKANE, WA 99223-4713

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3104 E 31ST AVE, SPOKANE, WA 99223-4713
Document Number0006633671
Instrument DateAug 17, 2017
Transaction TypeMortgage
Record UpdatedAug 30, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3104 E 31ST AVE SPOKANE WA 992234713, SPOKANE, WA 99223-4713

Mortgage

Document Number0006633671
DateAug 24, 2017
Instrument6633671
Lender
NameNEW DAY FIN'L
TypeFunding / Finance Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 23, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,261.00 (+6.71%)$422,000 (+11.32%) Land $120,000 Building $302,000$422,000 (+11.32%) Land $120,000 Building $302,000
2025$3,993.00 (+7.69%)
2024$379,100 (+21.7%) Land $75,000 Building $304,100$379,100 (+21.7%) Land $75,000 Building $304,100
2023$3,708.00 (+1.78%)$311,500 Land $40,000 Building $271,500$311,500 Land $40,000 Building $271,500
2022$3,643.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Wind Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
Intermax Networks
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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