3125 Viola Ln, Monroe, NC 28110 Property Records

Union County property record for 3125 Viola Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,196 sqft · built 2000
Lot Size	0.286 acres (12,458 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Dec 2021)
Tax Bill	$3,310 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-345-221`

Property Details

APN / Parcel Number

Primary APN	`09-345-221`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,196 sqft Living Area
Gross Area	2,596 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,458 sqft (0.286 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3125 VIOLA LN
City	MONROE
State	NC
Zip	28110-5216
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-15SU MON
Legal Description	#39 LONG BROOKE OPCF449
Legal Subdivision	LONG BROOKE
Legal Lot Number	39
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2006
Census Tract	20403

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1300 SOUTH BLVD, B15, CHARLOTTE, NC 28203-0085
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Warranty Deed, Transfer · Conventional Mortgage VISIO FINANCIAL SERVICES INC
Nov 18, 2020	Special Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 28, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Nov 18, 2020 · Amount on Record
Deed Document Number	202160421
Deed Book / Page	8355 / 869
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 28, 2021
Property Address	3125 VIOLA LN, MONROE, NC 28110-5216
Document Number	0008355869
Book / Page	8355 / 869
Map Reference	CAB F FILE 449
Instrument Date	Dec 18, 2021
Instrument	60421
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9450 SW GEMINI DR, 9450, BEAVERTON, OR 97008-7105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16131 LANCASTER HWY STE 5, 5, CHARLOTTE, NC 28277-3884

Mortgage

Document Number	0000060422
Date	Dec 28, 2021
Instrument	60422

Lender

Name	VISIO FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 18, 2020
Property Address	3125 VIOLA LN, MONROE, NC 28110-5216
Document Number	0007890716
Book / Page	7890 / 716
Map Reference	CAB F FILE 449
Instrument Date	Oct 16, 2020
Instrument	47843
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 2ND AVE # AVE31, 1301, SEATTLE, WA 98101-3800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 VIOLA LN, MONROE, NC 28110-5216

Mortgage

Document Number	0000047844
Date	Nov 18, 2020
Instrument	47844

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 28, 2020
Property Address	3125 VIOLA LN, MONROE, NC 28110-5216
Document Number	7790296
Book / Page	007790 / 000296
Instrument Date	Aug 27, 2020
Instrument	33840
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$526.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3125 VIOLA LN MONROE NC 281105216, MONROE, NC 28110-5216
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,310.00 (+16.47%)	$378,700 (+45.26%) Land $69,600 Building $309,100	$378,700 (+45.26%) Land $69,600 Building $309,100
2024	$2,842.00	$260,700 (-) Land $39,200 Building $221,500
2023	$2,842.00	$260,700 Land $39,200 Building $221,500	$260,700 (-) Land $39,200 Building $221,500
2021			$260,700 Land $39,200 Building $221,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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