3125 Tracy St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 3125 Tracy St, Pecatonica, IL 61063

Property Summary

Property TypeCommercial
Details4,100 sqft
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on File
Tax Bill$2,797 (2025)
Deeds & MortgagesMar 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN488D026

Property Details

APN / Parcel Number

Primary APN488D026
Alternative APN
  • 1321302007

Interior

Building Area4,100 sqft Total Area

Exterior

Lot Area10,890 sqft (0.25 acres)

Location & Zoning

Account Number488D026
Street Address3125 TRACY ST
CityPECATONICA
StateIL
Zip61063
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeAG
Legal DescriptionPLAT OF SEWARD LOT 004 BLOCK 004
Legal SubdivisionSEWARD
Legal Block004
Legal Lot Number004
JurisdictionWINNEBAGO IL
Township / Civil DivisionSEWARD
Census Block Group3
Census Block3046
Census Tract4300

Owner

3125 Tracy St, a commercial property, is owned by a company.

Source: Winnebago County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address1303 SAMUELSON RD, ROCKFORD, IL 61109-3645
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWINNEBAGO IL
Property Address3125 TRACY ST, PECATONICA, IL 61063
Document Number0001007290
Instrument DateMar 1, 2020
Transaction TypeMortgage
Record UpdatedApr 8, 2020
Title CompanyINGEO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1303 SAMUELSON RD ROCKFORD IL 611093645, ROCKFORD, IL 61109-3645

Tax Assessment & Valuation

The 2025 property tax bill for 3125 Tracy St was $2,797.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionSeward Township
Unified School DistrictWinnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,797.00$37,176 Land $6,477 Building $30,699$111,528 Land $19,431 Building $92,097
2022$29,343 Land $5,112 Building $24,231$88,029 Land $15,336 Building $72,693

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3125 Tracy St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (2009–2019)
Claims Outside the SFHA2 of 5
Most Recent ClaimMar 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3125 Tracy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AaroBand
Fixed Wireless
200 / 50
Rise Broadband
Fixed Wireless
100 / 20
Verizon
Fixed Wireless
25 / 6

May also be available: AT&T, Frontier, JCWIFI.com.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tracy St

Nearby Streets

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