Winnebago County property record for 2965 Tracy St, Pecatonica, IL 61063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,144 sqft |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,816 (2025) |
| Deeds & Mortgages | Jun 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 489B002 |
| Primary APN | 489B002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,144 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 20,473 sqft (0.47 acres) |
|---|---|
| Garage Type | Attached |
| Garage Area | 491 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 2965 TRACY ST |
|---|---|
| City | PECATONICA |
| State | IL |
| Zip | 61063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | CRULLS ADD TO SEWARD LOTS 3 + 004 BLOCK 001 |
| Legal Subdivision | CRULLS ADD |
| Legal Block | 001 |
| Legal Lot Number | 3,004 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | SEWARD |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 4300 |
2965 Tracy St is owner-occupied and held in a trust since May 2020.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 133, SEWARD, IL 61077-0133 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 12, 2020 |
| Transfer Doc | 0001015735 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 16, 2020 |
| Property Address | 2965 TRACY ST, PECATONICA, IL 61063 |
| Document Number | 0001015735 |
| Instrument Date | May 12, 2020 |
| Instrument | 1015735 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 133 SEWARD IL 610770133, SEWARD, IL 61077-0133 |
The 2025 property tax bill for 2965 Tracy St was $2,816 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Seward Township |
| Unified School District | Winnebago Community Unit School District 323 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,816.00 | $43,430 Land $9,026 Building $34,404 | $130,290 Land $27,078 Building $103,212 |
| 2022 | Homeowner's exemption | $28,718 Land $7,124 Building $21,594 | $86,154 Land $21,372 Building $64,782 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2965 Tracy St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (2009–2019) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Mar 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2965 Tracy St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AaroBand Fixed Wireless | 200 / 50 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: AT&T, Frontier, JCWIFI.com.
5G and 4G LTE (outdoors only)
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