3125 Rd N, Pandora, OH 45877 Property Records

Putnam County property record for 3125 Rd N, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 1977
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$551,600 (Nov 2008)
Tax Bill	$2,606 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Feb 2012 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-012010.0000`

Property Details

APN / Parcel Number

Primary APN	`48-012010.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	1,536 sqft
Upper Floors Area	960 sqft
Basement Area	960 sqft
Finished Basement	644 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	39,204 sqft (0.9 acres)
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	3125 ROAD N
City	PANDORA
State	OH
Zip	45877-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 8E 10 PAR 1 PT NPT N NE
Legal Range	8E
Legal Township	1S
Legal Section	10
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2032
Census Tract	30400

Owner

3125 Rd N is owned and occupied by two individuals who acquired it in April 2013.

Source: Putnam County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3125 ROAD N, PANDORA, OH 45877-9436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Feb 27, 2012	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 25, 2025	Transfer on Death Deed, Transfer
Jul 12, 2013	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2008 · Amount on File
Deed Sale	Nov 20, 2008 · Amount on File
Deed Document Number	20086047
Deed Book / Page	596 / 2465
Last Transfer Date	Apr 3, 2013
Transfer Doc	00652/0744
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3125 ROAD N, PANDORA, OH 45877-9436
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000759/60
Date	Aug 21, 2023
Book Page	759/60
Instrument	202300003036

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Sep 5, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3125 ROAD N, PANDORA, OH 45877-9436
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00634/2085
Date	Feb 27, 2012
Book Page	634/2085
Instrument	201200001072

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PUTNAM OH
Recording Date	Jun 25, 2025
Property Address	3125 ROAD N, PANDORA, OH 45877-9436
Document Number	00776/2181
Book / Page	776 / 2181
Map Reference	MB 45 PG 157&158
Instrument Date	Jun 24, 2025
Instrument	202500002827
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3125 ROAD N, PANDORA, OH 45877-9436

July 2013: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PUTNAM OH
Recording Date	Jul 12, 2013
Property Address	3125 ROAD N, PANDORA, OH 45877-9436
Document Number	00652/0744
Book / Page	652 / 0744
Map Reference	MB24 PG15&15A
Instrument Date	Apr 3, 2013
Instrument	201300003638
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 ROAD N, PANDORA, OH 45877-9436

Tax Assessment & Valuation

The 2025 property tax bill for 3125 Rd N was $2,606 with a homeowner's exemption.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,606.00 Homeowner's exemption	$88,890 Land $6,460 Building $82,430	$253,970 Land $18,460 Building $235,510
2023	$2,521.00 (+11.25%) Homeowner's exemption Additional exemption filed	$60,940 (-) Land $5,100 Building $55,840	$253,970 Land $18,460 Building $235,510
2022	$2,266.00 Homeowner's exemption	$60,940 Land $5,100 Building $55,840
2020			$174,110 Land $14,570 Building $159,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3125 Rd N in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3125 Rd N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd N

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