3125 Gilchrist Dr, Lorena, TX 76655 Property Records

McLennan County property record for 3125 Gilchrist Dr, Lorena, TX 76655

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,703 sqft · built 2018
Lot Size0.152 acres (6,621 sqft)
OwnerIndividual Name on Record
Last Sale$302,900 (Nov 2018)
Tax Bill$7,108 (2025)
Deeds & MortgagesDec 2020 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN36-252202-001441-0

Property Details

APN / Parcel Number

Primary APN36-252202-001441-0
Alternative APN
  • 381495

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,703 sqft Living Area
Gross Area3,103 sqft
1st Floor Area1,604 sqft
2nd Floor Area1,099 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area6,621 sqft (0.152 acres)
Lot Dimensions120 ft deep x 55 ft wide
Garage TypeAttached
Garage Area400 sqft
DrivewayConcrete Driveway
Driveway Area600 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3125 GILCHRIST DR
CityLORENA
StateTX
Zip76655-3946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARK MEADOWS ADDN PH 1-C LOT 41 BLOCK 14 ACRES .152
Legal SubdivisionPARK MEADOWS ADDN PH 1-C
Legal Block14
Legal Lot Number41
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2035
Census Tract3708

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3125 GILCHRIST DR, LORENA, TX 76655-3946
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2020Deed of Trust, Mortgage
CHURCHILL MTG
Nov 29, 2018Warranty Deed, Transfer
WALLICK & VOLK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2018 · Amount on Record
Deed SaleNov 29, 2018 · Amount on Record
Deed Document Number201841270
Prior Transfer DateOct 26, 2018
Prior Transfer Doc0000041270
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3125 GILCHRIST DR, LORENA, TX 76655-3946
Document Number0000000240
Instrument DateDec 30, 2020
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3125 GILCHRIST DR LORENA TX 766553946, LORENA, TX 76655-3946

Mortgage

Document Number0000000240
DateJan 5, 2021
Instrument240
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
AmountAmount Recorded
Term180 Months
DueJan 4, 2036

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateNov 29, 2018
Property Address3125 GILCHRIST DR, LORENA, TX 76655-3946
Document Number0000041270
Instrument DateNov 21, 2018
Instrument41270
Transaction TypeTransfer
Record UpdatedApr 4, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3125 GILCHRIST DR LORENA TX 766553946, LORENA, TX 76655-3946

Mortgage

Document Number41271
DateNov 29, 2018
Instrument41271
Lender
NameWALLICK & VOLK
AddressCHEYENNE, WY 82001
Agreement
AmountAmount Recorded
Term360 Months
DueNov 28, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictMidway Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$42,977 (-87.72%)$350,000 (-) Land $42,971 Building $307,029
2025$7,108.00 (+0.74%) Homeowner's exemption$350,000 (-) Land $39,070 Building $310,930$350,000 (-) Land $39,070 Building $310,930
2024$7,056.00 (+0.18%)
2023$350,000 Land $39,070 Building $310,930$350,000 Land $39,070 Building $310,930
2022$7,043.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims4 (1997–2012)
Claims Outside the SFHA2 of 4
Most Recent ClaimMar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Gilchrist Dr

Nearby Streets

Search Property Records by Address or Parcel Number