3124 Gilchrist Dr, Lorena, TX 76655 Property Records

McLennan County property record for 3124 Gilchrist Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,724 sqft · built 2018
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on File
Last Sale	$399,326 (Jun 2023)
Tax Bill	$5,302 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Jun 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`36-252202-001626-0`

Property Details

APN / Parcel Number

Primary APN	`36-252202-001626-0`
Alternative APN	`381559`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,724 sqft Living Area
Gross Area	3,085 sqft
1st Floor Area	1,552 sqft
2nd Floor Area	1,172 sqft
Flooring	Carpet

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3124 GILCHRIST DR
City	LORENA
State	TX
Zip	76655-3946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK MEADOWS ADDN PH 1-C LOT 26 BLOCK 16 ACRES .152
Legal Subdivision	PARK MEADOWS ADDN PH 1-C
Legal Block	16
Legal Lot Number	26
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2035
Census Tract	3708

Owner

3124 Gilchrist Dr is owned and occupied by two individuals who bought it in June 2023.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3124 GILCHRIST DR, LORENA, TX 76655-3946
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 29, 2023	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 26, 2022	Vendor's Lien, Transfer · Commercial Mortgage ALLIANCE BANK CENTRAL TEXAS
May 21, 2019	Warranty Deed, Transfer WALLICK & VOLK
Dec 26, 2018	Grant Deed, Transfer NOT AVAILABLE
Dec 13, 2018	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2023 · Amount on File
Deed Sale	Jun 29, 2023 · Amount on File
Prior Sale	May 21, 2019 · Amount on File
Deed Document Number	202320192
Prior Transfer Date	Apr 24, 2019
Prior Transfer Doc	0000016675
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3124 GILCHRIST DR, LORENA, TX 76655-3946
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 GILCHRIST DR, LORENA, TX 76655-3946

Mortgage

Document Number	0000037290
Date	Sep 27, 2024
Instrument	2024037290

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Aug 1, 2053

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 29, 2023
Property Address	3124 GILCHRIST DR, LORENA, TX 76655-3946
Document Number	0000020192
Map Reference	FILE 2017037539
Instrument Date	Jun 27, 2023
Instrument	2023020192
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 GILCHRIST DR, LORENA, TX 76655-3946

Mortgage

Document Number	0000020193
Date	Jun 29, 2023
Instrument	2023020193

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 26, 2022
Property Address	3124 GILCHRIST DR, LORENA, TX 76655-3946
Document Number	0000021346
Map Reference	FILE 2022002788
Instrument Date	May 20, 2022
Instrument	2022021346
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 GILCHRIST DR, LORENA, TX 76655-3946

Mortgage

Document Number	0000021350
Date	May 26, 2022
Instrument	2022021350

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	18 Months
Due	Nov 25, 2023

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 21, 2019
Property Address	3124 GILCHRIST DR, LORENA, TX 76655-3946
Document Number	0000016675
Instrument Date	May 16, 2019
Instrument	16675
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3124 GILCHRIST DR LORENA TX 766553946, LORENA, TX 76655-3946

Mortgage

Document Number	16676
Date	May 21, 2019
Instrument	16676

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 20, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 26, 2018
Property Address	3124 GILCHRIST DR, LORENA, TX 76655-3946
Document Number	0000044188
Instrument Date	Dec 13, 2018
Instrument	44188
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	3124 GILCHRIST DR, LORENA, TX 76655-3946
Document Number	0000044189
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962

Tax Assessment & Valuation

The 2025 property tax bill for 3124 Gilchrist Dr was $5,302 with a homeowner's exemption, down 23.7% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,822 (-) Land $39,070 Building $299,752	$338,822 (-) Land $39,070 Building $299,752
2025	$5,302.00 (-23.7%) Homeowner's exemption	$338,822 Land $39,070 Building $299,752	$338,822 Land $39,070 Building $299,752
2024	$6,949.00
2023		$394,310 (+10.63%) Land $39,070 Building $355,240	$394,310 (+10.63%) Land $39,070 Building $355,240
2022	$4,678.00 Homeowner's exemption	$356,420 Land $33,970 Building $322,450	$356,420 Land $33,970 Building $322,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3124 Gilchrist Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1997–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3124 Gilchrist Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Gilchrist Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures