Harris County property record for 3125 E Elm Cir, Katy, TX 77493 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,867 sqft · built 1992 |
| Lot Size | 2.49 acres (108,517 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Jul 2023) |
| Tax Bill | $10,423 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Jun 2023 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 117-394-001-0002 |
| Primary APN | 117-394-001-0002 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,867 sqft Living Area |
| 1st Floor Area | 2,938 sqft |
| Attic | Attic |
| Attic Area | 929 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 108,517 sqft (2.49 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 544 sqft |
| Porch | Open Frame Porch |
| Porch Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1173940010002 |
|---|---|
| Street Address | 3125 E ELM CIR |
| City | KATY |
| State | TX |
| Zip | 77493-1130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 BLK 1 CELESTE ACRES |
| Legal Subdivision | CELESTE ACRES |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 542800 |
Source: Harris County records · APN 117-394-001-0002
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3125 E ELM CIR, KATY, TX 77493-1130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jul 24, 2023 | Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 30, 2023 | Deed of Trust, Mortgage · Line of Credit FROST BANK |
| Jun 01, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 24, 2023 · Amount on Record |
| Deed Sale | Jul 24, 2023 · Amount on Record |
| Prior Sale | Aug 28, 2007 |
| Deed Document Number | 2023277202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 24, 2023 |
| Property Address | 3125 E ELM CIR, KATY, TX 77493-1130 |
| Document Number | 0000277202 |
| Map Reference | MF 351004 |
| Instrument Date | Jul 24, 2023 |
| Instrument | 2023-277202 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3125 E ELM CIR, KATY, TX 77493-1130 |
| Document Number | 0000277203 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 2023-277203 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 3125 E ELM CIR, KATY, TX 77493-1130 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3125 E ELM CIR, KATY, TX 77493-1130 |
| Document Number | 0000243580 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023-243580 |
| Name | FROST BANK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78296 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jun 01, 2023 |
| Property Address | 3125 E ELM CIR, KATY, TX 77493-1130 |
| Document Number | 0000201111 |
| Map Reference | MF 351004 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 2023-201111 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Katy City |
| Unified School District | Katy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,423.00 (-8.55%) Homeowner's exemption | $611,517 (-1.92%) Land $144,968 Building $466,549 | $611,517 (-1.92%) Land $144,968 Building $466,549 |
| 2024 | $11,398.00 (+37.37%) | ||
| 2023 | $623,457 (+30.38%) Land $122,133 Building $501,324 | $623,457 (+30.38%) Land $122,133 Building $501,324 | |
| 2022 | $8,297.00 (+1.77%) Homeowner's exemption | $478,200 Land $93,133 Building $385,067 | $478,200 Land $93,133 Building $385,067 |
| 2020 | $8,153.00 |
Source: FEMA National Flood Hazard Layer, Harris County (48473C), updated May 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015428001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 259 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 170 (1987–2017) |
| Claims Outside the SFHA | 64 of 170 |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Harvey |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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