3117 E Elm Cir, Katy, TX 77493 Property Records

Harris County property record for 3117 E Elm Cir, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,418 sqft · built 1993
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Company Names on Record
Tax Bill	$11,750 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`116-374-001-0011`

Property Details

APN / Parcel Number

Primary APN	`116-374-001-0011`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,418 sqft Living Area
1st Floor Area	2,172 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Lot Area	11,250 sqft (0.258 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	880 sqft
Porch	Open Frame Porch
Porch Area	453 sqft
Deck Area	Deck Area
Patio Area	208 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1163740010011
Street Address	3117 E ELM CIR
City	KATY
State	TX
Zip	77493-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 BLK 1 TIMBERWILDE PH 1
Legal Subdivision	TIMBERWILDE PH 1
Legal Block	1
Legal Lot Number	11
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1013
Census Tract	542800

Owner

Source: Harris County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3117 E ELM CIR, KATY, TX 77493-1130
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · FHA Mortgage FLYHOMES MORTGAGE LLC
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 23, 2025	Intrafamily Transfer, Transfer
Nov 22, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2022
Deed Sale	Dec 12, 2022
Prior Sale	Apr 10, 2008 · Amount on Record
Deed Document Number	2022582318
Last Transfer Date	Jun 20, 2025
Transfer Doc	0000240376
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	3117 E ELM CIR, KATY, TX 77493-1130
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3117 E ELM CIR, KATY, TX 77493-1130

Mortgage

Document Number	0000427894
Date	Oct 28, 2025
Instrument	2025-427894

Lender

Name	FLYHOMES MORTGAGE LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	3117 E ELM CIR, KATY, TX 77493-1130
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000292391
Date	May 26, 2021
Instrument	2021-292391

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRIS TX
Recording Date	Jun 23, 2025
Property Address	3117 E ELM CIR, KATY, TX 77493-1130
Document Number	0000240376
Map Reference	VOL 331 PG 114
Instrument Date	Jun 20, 2025
Instrument	2025-240376
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3117 E ELM CIR, KATY, TX 77493-1130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	3117 E ELM CIR, KATY, TX 77493-1130

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	3117 E ELM CIR, KATY, TX 77493-1130
Transaction Type	Mortgage
Record Updated	Dec 20, 2022
Title Company	TRADITION TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000518274
Date	Nov 22, 2019
Instrument	2019-518274

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Katy City
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,750.00 (-3.44%)	$541,224 (-8.47%) Land $92,813 Building $448,411	$541,224 (-8.47%) Land $92,813 Building $448,411
2024	$12,168.00 (-1.27%)
2023		$591,319 Land $78,188 Building $513,131	$591,319 Land $78,188 Building $513,131
2022	$12,325.00 (+76.2%)
2020	$6,995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	170 (1987–2017)
Claims Outside the SFHA	64 of 170
Most Recent Claim	Sep 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Sep 2017 · 105 claims Severe Storms And Flooding, Apr 2016 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KATY serves 25,253 people · EPA ID TX1010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Fidium Fiber DSL · Fiber in parts of the area	250 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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