3125 Caminito Ricardo, Encinitas, CA 92024 Property Records

San Diego County property record for 3125 Caminito Ricardo, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 5,750 sqft · built 2020
Lot Size	1.18 acres (51,401 sqft)
Owner	Company Name on Record
Last Sale	$925,000 (Jan 2001)
Tax Bill	$31,281 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`264-162-34-00`

Property Details

APN / Parcel Number

Primary APN	`264-162-34-00`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	5,750 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mediterranean
Lot Area	51,401 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3125 CAMINITO RICARDO
City	ENCINITAS
State	CA
Zip	92024-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 38 TR 009051
Legal Subdivision	COUNTY OF SAN DIEGO TRACT #3494-1
Legal Tract	009051
Legal Block	2
Legal Lot Number	38
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	17111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3125 CAMINITO RICARDO, ENCINITAS, CA 92024-7004
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2001 · Amount on Record
Deed Sale	Jan 31, 2001 · Amount on Record
Prior Sale	Sep 3, 1999 · Amount on Record
Deed Document Number	200155150
Last Transfer Date	Feb 7, 2017
Transfer Doc	0000066090
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3125 CAMINITO RICARDO, ENCINITAS, CA 92024-7004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000374899
Date	Aug 17, 2017
Instrument	2017-0374899

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 9, 2017
Property Address	3125 CAMINITO RICARDO, ENCINITAS, CA 92024-7004
Document Number	0000066090
Instrument Date	Feb 7, 2017
Instrument	66090
Transaction Type	Transfer
Record Updated	Feb 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3125 CAMINITO RICARDO ENCINITAS CA 920247004, ENCINITAS, CA 92024-7004

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,740,138 (+2%) Land $642,386 Building $2,097,752
2025	$31,281.00 (+8.65%)	$2,686,411 (+4.04%) Land $629,791 Building $2,056,620
2023	$28,791.00 (+0.9%)	$2,582,097 Land $605,337 Building $1,976,760
2022	$28,535.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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