San Diego County property record for 3115 Caminito Ricardo, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,766 sqft · built 1998 |
| Lot Size | 1.03 acres (45,302 sqft) |
| Owner | Company Name on File |
| Last Sale | $800,000 (May 1997) |
| Tax Bill | $23,833 (2025) |
| Deeds & Mortgages | Apr 2026 Reverse Mortgage Apr 2026 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-162-33-00 |
| Primary APN | 264-162-33-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,766 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 45,302 sqft |
| View / Lot | Good |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3115 CAMINITO RICARDO |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-7004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 39 TR 009051 |
| Legal Subdivision | SAN DIEGO #3494-1 |
| Legal Tract | 009051 |
| Legal Block | 2 |
| Legal Lot Number | 39 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 17111 |
Source: San Diego County records · APN 264-162-33-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3115 CAMINITO RICARDO, ENCINITAS, CA 92024-7004 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Apr 20, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| Apr 26, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 20, 1997 · Amount on Record |
| Deed Sale | May 20, 1997 · Amount on Record |
| Prior Sale | May 08, 1984 · Amount on Record |
| Deed Document Number | 1997234043 |
| Last Transfer Date | Apr 03, 2018 |
| Transfer Doc | 0000165194 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 20, 2026 |
| Property Address | 3115 CAMINITO RICARDO, ENCINITAS, CA 92024-7004 |
| Document Number | 0000109431 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026109431 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 3115 CAMINITO RICARDO, ENCINITAS, CA 92024-7004 |
| Document Number | 0000109431, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026109431 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 999 Months |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 20, 2026 |
| Property Address | 3115 CAMINITO RICARDO, ENCINITAS, CA 92024-7004 |
| Document Number | 0000109432 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026109432 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 3115 CAMINITO RICARDO, ENCINITAS, CA 92024-7004 |
| Document Number | 0000109432, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026109432 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 999 Months |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 26, 2018 |
| Property Address | 3115 CAMINITO RICARDO, ENCINITAS, CA 92024-7004 |
| Document Number | 0000165194 |
| Instrument Date | Apr 03, 2018 |
| Instrument | 165194 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3115 CAMINITO RICARDO ENCINITAS CA 920247004, ENCINITAS, CA 92024-7004 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,041,089 (+2%) Land $1,087,614 Building $953,475 | |
| 2025 | $23,833.00 (+5.8%) Homeowner's exemption | $2,001,069 (+4.04%) Land $1,066,289 Building $934,780 |
| 2024 | $22,526.00 (+2.15%) | |
| 2023 | $22,052.00 (+1.86%) Homeowner's exemption | $1,923,367 Land $1,024,885 Building $898,482 |
| 2022 | $21,649.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730171112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2020, rainfall accumulation |
| Wildfire Risk | Low above 32% of the US · above 19% of California |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 50 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon, AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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