Winnebago County property record for 3124 Ramsgate Rd, Rockford, IL 61114
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,457 sqft · built 1969 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $246,000 (Jul 2022) |
| Tax Bill | $7,873 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jul 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 152C143B |
| Primary APN | 152C143B |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,457 sqft Living Area |
| Gross Area | 4,129 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 864 sqft |
| Unfinished Basement | 144 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3124 RAMSGATE RD |
|---|---|
| City | ROCKFORD |
| State | IL |
| Zip | 61114-6150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BEGN AT PT 160.01 FT N OF NW COR LOT 9CHATHAM HILLS SUB NO 1 TH W 135 FT THN 100 FT TH E 135 FT TH S 100 FT TO POB NW 1/4 SW 1/4 SEC SEC: 08 TWP: 044 |
| Legal Subdivision | CHATHAM HILLS SUB |
| Legal Block | 8 |
| Legal Lot Number | 9 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 403 |
3124 Ramsgate Rd is owned and occupied by two individuals who bought it in July 2022.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3124 RAMSGATE RD, ROCKFORD, IL 61114-6150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2022 | Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Jul 1, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2022 · Amount on File |
| Deed Sale | Jul 1, 2022 · Amount on File |
| Deed Document Number | 202220489 |
| Prior Transfer Date | Jun 27, 2022 |
| Prior Transfer Doc | 0000020488 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jul 1, 2022 |
| Property Address | 3124 RAMSGATE RD, ROCKFORD, IL 61114-6150 |
| Document Number | 0000020489 |
| Map Reference | BK32 PG29 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 2220489 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $369.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3124 RAMSGATE RD, ROCKFORD, IL 61114-6150 |
| Document Number | 0000020490 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 2220490 |
| Name | OLD NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 5.25% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jul 1, 2022 |
| Property Address | 3124 RAMSGATE RD, ROCKFORD, IL 61114-6150 |
| Document Number | 0000020488 |
| Map Reference | BK32 PG29 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 2220488 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5065 SQUAW VALLEY DR, CALEDONIA, IL 61011-9029 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3124 Ramsgate Rd was $7,873 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Municipality | Rockford City |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,873.00 | $95,176 Land $13,795 Building $81,381 | $285,528 Land $41,385 Building $244,143 |
| 2022 | Homeowner's exemption | $67,316 Land $9,757 Building $57,559 | $201,948 Land $29,271 Building $172,677 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3124 Ramsgate Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3124 Ramsgate Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKFORD serves 147,051 people · EPA ID IL2010300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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