Winnebago County property record for 3121 Ramsgate Rd, Rockford, IL 61114
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,669 sqft · built 1966 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Jun 2023) |
| Tax Bill | $7,622 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 152C179 |
| Primary APN | 152C179 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,669 sqft Living Area |
| Gross Area | 4,681 sqft |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 1,352 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 136 ft deep x 114 ft wide |
| Terrain | High |
| View / Lot | Corner |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | 379 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3121 RAMSGATE RD |
|---|---|
| City | ROCKFORD |
| State | IL |
| Zip | 61114-6149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ROSENQUIST + SCHABACKERS CHATHAM HILLSPLAT NO 1 BNG SUB OF PT OF N 1/2 SW 1/4 SEC 8-44-2 LOT 010 |
| Legal Range | 2 |
| Legal Township | 44 |
| Legal Section | 8 |
| Legal Subdivision | ROSENQUIST + SCHABACKERS CHATHAM HILLSPL |
| Legal Lot Number | 10 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 403 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3121 RAMSGATE RD, ROCKFORD, IL 61114-6149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Sep 6, 2022 | Executor's Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2023 · Amount on Record |
| Deed Sale | Jun 8, 2023 · Amount on Record |
| Prior Sale | Sep 6, 2022 · Amount on Record |
| Deed Document Number | 202312500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 8, 2023 |
| Property Address | 3121 RAMSGATE RD, ROCKFORD, IL 61114-6149 |
| Document Number | 0000012500 |
| Map Reference | BK32 PG29 |
| Instrument Date | Jun 5, 2023 |
| Instrument | 2312500 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | MAGNUS TITLE AGENCY, MTA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3121 RAMSGATE RD, ROCKFORD, IL 61114-6149 |
| Document Number | 0000012501 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 2312501 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Sep 6, 2022 |
| Property Address | 3121 RAMSGATE RD, ROCKFORD, IL 61114-6149 |
| Document Number | 0000027601 |
| Map Reference | BK32 PG29 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 2227601 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3121 RAMSGATE RD, ROCKFORD, IL 61114-6149 |
| Document Number | 0000027602 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 2227602 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.13% |
|---|
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Municipality | Rockford City |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,622.00 | $92,334 (+38.86%) Land $15,725 Building $76,609 | $277,002 (+38.86%) Land $47,175 Building $229,827 |
| 2022 | Homeowner's exemption | $66,492 Land $11,122 Building $55,370 | $199,476 Land $33,366 Building $166,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKFORD serves 147,051 people · EPA ID IL2010300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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