3124 Rainbow Ln, Banning, CA 92220 Property Records

Riverside County property record for 3124 Rainbow Ln, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,760 sqft · built 1990
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Company Names on Record
Last Sale	$117,000 (Sep 2011)
Tax Bill	$2,080 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`538-323-023`

Property Details

APN / Parcel Number

Primary APN	`538-323-023`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,760 sqft Living Area
Gross Area	2,314 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Gravel
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3124 RAINBOW LN
City	BANNING
State	CA
Zip	92220-3767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.09 ACRES IN LOT 233 MB 134/071 TR 18063
Legal Subdivision	TRACT NO 18063
Legal Tract	18063
Legal Lot Number	233
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1014
Census Tract	44300

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3124 RAINBOW LN, BANNING, CA 92220-3767
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Intrafamily Transfer, Transfer
Jul 16, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2011 · Amount on Record
Deed Sale	Sep 26, 2011 · Amount on Record
Prior Sale	Oct 20, 2009 · Amount on Record
Deed Document Number	2011425619
Last Transfer Date	Jul 17, 2023
Transfer Doc	0000207808
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 18, 2023
Property Address	3124 RAINBOW LN, BANNING, CA 92220-3767
Document Number	0000207808
Map Reference	MB 134 PG 71-76
Instrument Date	Jul 17, 2023
Instrument	2023-0207808
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3124 RAINBOW LN, BANNING, CA 92220-3767

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3124 RAINBOW LN, BANNING, CA 92220-3767
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 RAINBOW LN, BANNING, CA 92220-3767

Mortgage

Document Number	0000429196
Date	Jul 16, 2021
Instrument	2021-0429196

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,720 (+2%) Land $25,615 Building $124,105
2025	$2,080.00 (+2.16%)	$146,785 (+4.04%) Land $25,113 Building $121,672
2023	$2,036.00 (+2.11%)	$141,088 (+2%) Land $24,139 Building $116,949
2022	$1,994.00	$138,322 Land $23,666 Building $114,656
2021			$245,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of California
Wildfire Likelihood	0.5% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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