3091 Rainbow Ln, Banning, CA 92220 Property Records

Riverside County property record for 3091 Rainbow Ln, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,462 sqft · built 1995
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$258,000 (Aug 2020)
Tax Bill	$3,898 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Sep 2018 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`538-321-003`

Property Details

APN / Parcel Number

Primary APN	`538-321-003`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,462 sqft Living Area
Gross Area	1,847 sqft
1st Floor Area	1,462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Construction Type	Wood
Roof Material	Tile
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	353 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3091 RAINBOW LN
City	BANNING
State	CA
Zip	92220-3750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.10 ACRES IN LOT 3 MB 134/071 TR 18063
Legal Subdivision	TRACT 18063
Legal Tract	18063
Legal Lot Number	3
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1017
Census Tract	44300

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3091 RAINBOW LN, BANNING, CA 92220-3750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2017	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 7, 2018	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 6, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 7, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Feb 15, 2017	Grant Deed, Transfer · VA Mortgage NEW PENN FINANCIAL LLC
Feb 15, 2017	Affidavit of Death, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Prior Sale	Feb 15, 2017 · Amount on Record
Deed Document Number	2020358177
Prior Transfer Date	May 7, 2015
Prior Transfer Doc	0000238403
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3091 RAINBOW LN, BANNING, CA 92220-3750
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	CR TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000453580
Date	Nov 1, 2017
Instrument	2017-0453580

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3091 RAINBOW LN, BANNING, CA 92220-3750
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000361118
Date	Sep 7, 2018
Instrument	2018-0361118

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3091 RAINBOW LN, BANNING, CA 92220-3750
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 RAINBOW LN, BANNING, CA 92220-3750

Mortgage

Document Number	0000405537
Date	Jul 6, 2021
Instrument	2021-0405537

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2050

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 7, 2020
Property Address	3091 RAINBOW LN, BANNING, CA 92220-3750
Document Number	0000358177
Instrument Date	Jun 13, 2020
Instrument	358177
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 RAINBOW LN BANNING CA 922203750, BANNING, CA 92220-3750

Mortgage

Document Number	358178
Date	Aug 7, 2020
Instrument	358178

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 15, 2017
Property Address	3091 RAINBOW LN, BANNING, CA 92220-3750
Document Number	0000066979
Map Reference	MB134 PG71-76
Instrument Date	Jan 23, 2017
Instrument	2017-0066979
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3091 RAINBOW LN, BANNING, CA 92220-3750

Mortgage

Document Number	0000066980
Date	Feb 15, 2017
Instrument	2017-0066980

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

February 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 15, 2017
Property Address	3091 RAINBOW LN, BANNING, CA 92220-3750
Document Number	0000066978
Instrument Date	Sep 13, 2016
Instrument	66978
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	LAWYERS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28333 VALLEY BLVD #3059 SUN CITY CA 925862407, 3059, SUN CITY, CA 92586-2407

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,850 (+2%) Land $22,080 Building $262,770
2025	$3,898.00 (+2.12%)	$279,266 (+4.04%) Land $21,648 Building $257,618
2023	$3,817.00 (+2.11%)	$268,423 Land $20,808 Building $247,615
2022	$3,738.00
2021			$286,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, Verizon.

Nearby Properties on Rainbow Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures