Pinellas County property record for 3124 Phoenix Ave, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,600 sqft · built 2001 |
| Lot Size | 0.408 acres (17,772 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,000,000 (Jul 2024) |
| Tax Bill | $10,621 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2022 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-760-7093-7 |
| Primary APN | C62-000-760-7093-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,600 sqft Living Area |
| Gross Area | 6,966 sqft |
| 1st Floor Area | 2,600 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 17,772 sqft (0.408 acres) |
| Lot Dimensions | 198 ft deep x 73 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 2,600 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 934 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Loading Dock | 260 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R236323 |
|---|---|
| Street Address | 3124 PHOENIX AVE |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-5608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | WEST OLDSMAR SEC NO. 1 BLK 9, LOT 13 (SEE N22-28-16) |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 22 |
| Legal Subdivision | WEST OLDSMAR SEC NO. 1 |
| Legal Tract | 96660 |
| Legal Block | 9 |
| Legal Lot Number | 13 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 27320 |
Source: Pinellas County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3124 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Nov 8, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| May 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2024 · Amount on Record |
| Deed Sale | Jul 22, 2024 · Amount on Record |
| Prior Sale | May 30, 2018 · Amount on Record |
| Deed Document Number | 2024184529 |
| Deed Book / Page | 22867 / 2215 |
| Transfer Doc | 1008001060 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3124 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3124 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Document Number | 0234422242 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | 23442/2242 |
| Instrument | 2026030169 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 8, 2022 |
| Property Address | 3124 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Document Number | 0222570647 |
| Book / Page | 22257 / 647 |
| Map Reference | MB 9 PG 79 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 2022324708 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3124 PHOENIX AVE, 3124, OLDSMAR, FL 34677-5608 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3124 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 30, 2018 |
| Property Address | 3124 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Document Number | 0200692673 |
| Book / Page | 020069 / 002673 |
| Instrument Date | May 25, 2018 |
| Instrument | 171335 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Title Company | REPUBLIC LAND AND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3124 PHOENIX AVE OLDSMAR FL 346775608, OLDSMAR, FL 34677-5608 |
| Document Number | 200692675 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 020069/002675 |
| Instrument | 171336 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 29, 2033 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,621.00 (+48.75%) | $647,852 (+45.46%) | $836,497 (+16.14%) Land $202,750 Building $633,747 |
| 2024 | $7,140.00 (+1.36%) | ||
| 2023 | $7,044.00 (+2.65%) Homeowner's exemption | $445,375 (+3%) | $720,225 (+8.47%) Land $268,059 Building $452,166 |
| 2022 | $6,862.00 Homeowner's exemption | $432,403 | $664,012 Land $314,033 Building $349,979 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 177 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 177 in force |
| Nearby Flood Claims | 63 (1985–2024) |
| Claims Outside the SFHA | 4 of 63 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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