Pinellas County property record for 3115 Phoenix Ave, Oldsmar, FL 34677 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,575 sqft · built 2017 |
| Lot Size | 0.287 acres (12,524 sqft) |
| Owner | Individual Name on File |
| Last Sale | $585,000 (Mar 2021) |
| Tax Bill | $13,548 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Mar 2021 Sale + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-760-7055-6 |
| Primary APN | C62-000-760-7055-6 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,575 sqft Heated Area |
| 1st Floor Area | 1,900 sqft |
| 2nd Floor Area | 672 sqft |
| Upper Floors Area | 637 sqft |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,524 sqft (0.287 acres) |
| Lot Dimensions | 163 ft deep x 77 ft wide |
| Garage Area | 1,444 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 785 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R410330 |
|---|---|
| Street Address | 3115 PHOENIX AVE |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-5609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST OLDSMAR SEC NO. 1 BLK 7, LOT 9 (SEE S22-28-16) |
| Legal Range | 16 |
| Legal Township | 28 |
| Legal Section | 22 |
| Legal Subdivision | WEST OLDSMAR SEC NO. 1 |
| Legal Block | 7 |
| Legal Lot Number | 9 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 27320 |
Source: Pinellas County records · APN C62-000-760-7055-6
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3115 PHOENIX AVE, OLDSMAR, FL 34677-5609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2022 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Mar 08, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 26, 2020 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BK |
| Aug 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Dec 22, 2017 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 08, 2021 · Amount on Record |
| Deed Sale | Mar 08, 2021 · Amount on Record |
| Prior Sale | Dec 22, 2017 · Amount on Record |
| Deed Document Number | 2021075467 |
| Deed Book / Page | 21424 / 1112 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3115 PHOENIX AVE, OLDSMAR, FL 34677-5609 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 31158 PHOENIX AVENUE, OLDSMAR, FL 34677 |
| Document Number | 0222240652 |
|---|---|
| Date | Oct 07, 2022 |
| Book Page | 22224/652 |
| Instrument | 2022295596 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | NEW PORT RICHEY, FL 34655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 08, 2021 |
| Property Address | 3115 PHOENIX AVE, OLDSMAR, FL 34677-5609 |
| Document Number | 0214241112 |
| Book / Page | 21424 / 1112 |
| Map Reference | MB 9 PG 79 |
| Instrument Date | Mar 04, 2021 |
| Instrument | 2021075467 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,095.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3115 PHOENIX AVE, 3115, OLDSMAR, FL 34677-5609 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6713 COLLINS SPRING CV, RIVERVIEW, FL 33578-4584 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3115 PHOENIX AVE, OLDSMAR, FL 34677-5609 |
| Document Number | 0209312104 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3115 PHOENIX AVE OLDSMAR FL 346775609, OLDSMAR, FL 34677-5609 |
| Document Number | 0209312104 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 020931/002104 |
| Instrument | 94766 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 19, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3115 PHOENIX AVE, OLDSMAR, FL 34677-5609 |
| Document Number | 0206700591 |
| Instrument Date | Aug 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2019 |
| Title Company | TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3115 PHOENIX AVE OLDSMAR FL 346775609, OLDSMAR, FL 34677-5609 |
| Document Number | 0206700591 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 020670/000591 |
| Instrument | 274772 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 22, 2017 |
| Property Address | 3115 PHOENIX AVE, OLDSMAR, FL 34677-5609 |
| Document Number | 0198852102 |
| Book / Page | 019885 / 002102 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 389447 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,605.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3115 PHOENIX AVE OLDSMAR FL 346775609, OLDSMAR, FL 34677-5609 |
| Document Number | 198852104 |
|---|---|
| Date | Dec 22, 2017 |
| Book Page | 019885/002104 |
| Instrument | 389448 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2047 |
Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,548.00 (+12.5%) Homeowner's exemption | $816,673 (+2.03%) | $897,599 (+12.14%) Land $101,445 Building $796,154 |
| 2023 | $12,043.00 (+19.19%) | $800,428 (+43.48%) | $800,428 (+43.48%) Land $169,366 Building $631,062 |
| 2022 | $10,104.00 | $557,865 | $557,865 Land $179,343 Building $378,522 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030273203, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 177 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 177 in force |
| Nearby Flood Claims | 63 (1985–2024) |
| Claims Outside the SFHA | 4 of 63 |
| Most Recent Claim | Oct 2024, other causes, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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