3124 E State Rte 296, Urbana, OH 43078 Property Records

Champaign County property record for 3124 E State Rte 296, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 996 sqft · built 1988
Lot Size	0.803 acres (34,979 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (Feb 2003)
Tax Bill	$1,906 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone AE (high risk)
APN	`019322-1`

Property Details

APN / Parcel Number

Primary APN	`019322-1`
Alternative APN	`I30-09-12-03-00-012-04`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	34,979 sqft (0.803 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	019322-1
Street Address	3124 E STATE ROUTE 296
City	URBANA
State	OH
Zip	43078-9795
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 12-05-03 __PT TRACT #2
Legal Range	12W
Legal Township	9N
Legal Section	3
Legal Tract	2
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3046
Census Tract	11501

Owner

3124 E State Rte 296 is owned and occupied by an individual who bought it in February 2003.

Source: Champaign County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3124 E STATE ROUTE 296, URBANA, OH 43078-9795
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2003 · Amount on File
Deed Sale	Feb 26, 2003 · Amount on File
Prior Sale	Feb 26, 2003 · Amount on File
Deed Document Number	20031700
Deed Book / Page	407 / 1381
Prior Transfer Date	Feb 18, 2003
Prior Transfer Doc	0000001700
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN OH
Recording Date	Oct 31, 2025
Property Address	3124 E STATE ROUTE 296, URBANA, OH 43078-9795
Document Number	000603/275
Book / Page	603 / 275
Instrument Date	Oct 20, 2025
Instrument	202500004389
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	AVENUE 365 LENDER SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 E STATE ROUTE 296, URBANA, OH 43078-9795

Mortgage

Document Number	202500004390
Date	Oct 31, 2025
Instrument	202500004390

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 3124 E State Rte 296 was $1,906 with a homeowner's exemption, down 8.1% from the year before.

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Salem Township
Unified School District	West Liberty-Salem Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,906.00 (-8.1%)	$60,430 (+40.4%) Land $6,900 Building $53,530	$172,640 Land $19,710 Building $152,930
2024	$2,074.00 (+27.87%) Homeowner's exemption	$43,040 (-) Land $6,270 Building $36,770
2023	$1,622.00 (-0.43%) Homeowner's exemption	$43,040 (-) Land $6,270 Building $36,770	$122,990 (-) Land $17,920 Building $105,070
2022	$1,629.00 Homeowner's exemption	$43,040 Land $6,270 Building $36,770	$122,990 Land $17,920 Building $105,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3124 E State Rte 296 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3124 E State Rte 296 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20