Champaign County property record for 3075 E State Rte 296, Urbana, OH 43078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,421 sqft · built 1996 |
| Lot Size | 0.803 acres (34,979 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Apr 2004) |
| Tax Bill | $2,698 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 019318-2 |
| Primary APN | 019318-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,421 sqft Living Area |
| 1st Floor Area | 1,421 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 34,979 sqft (0.803 acres) |
| Garage Type | Attached |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 019318-2 |
|---|---|
| Street Address | 3075 E STATE ROUTE 296 |
| City | URBANA |
| State | OH |
| Zip | 43078-9795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RTS 12-05-03 __TRACT #2 |
| Legal Range | 12W |
| Legal Township | 9N |
| Legal Section | 3 |
| Legal Tract | 2 |
| Jurisdiction | CHAMPAIGN OH |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 11501 |
3075 E State Rte 296 is owned and occupied by an individual who acquired it in February 2008.
Source: Champaign County records, as of March 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3075 E STATE ROUTE 296, URBANA, OH 43078-9795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2004 · Amount on File |
| Deed Sale | Apr 29, 2004 · Amount on File |
| Prior Sale | Oct 10, 2001 · Amount on File |
| Deed Document Number | 20043160 |
| Deed Book / Page | 427 / 1010 |
| Last Transfer Date | Feb 18, 2008 |
| Transfer Doc | 470/901 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 3075 E STATE ROUTE 296, URBANA, OH 43078-9795 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 578/573 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 578/573 |
| Instrument | 202100002653 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 3075 E State Rte 296 was $2,698 with a homeowner's exemption.
Source: Champaign County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Champaign County |
| County Subdivision | Salem Township |
| Unified School District | West Liberty-Salem Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,698.00 | $78,550 (+30.53%) Land $6,900 Building $71,650 | $224,420 Land $19,710 Building $204,710 |
| 2024 | $2,698.00 (+24.79%) Homeowner's exemption | $60,180 (+4.88%) Land $6,270 Building $53,910 | |
| 2023 | $2,162.00 (-2.88%) Homeowner's exemption | $57,380 (-) Land $6,270 Building $51,110 | $171,940 (+4.87%) Land $17,920 Building $154,020 |
| 2022 | $2,226.00 Homeowner's exemption | $57,380 Land $6,270 Building $51,110 | $163,960 Land $17,920 Building $146,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3075 E State Rte 296 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3075 E State Rte 296 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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