Saginaw County property record for 3124 E Genesee Ave, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,222 sqft · built 1932 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,851 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-10-4-44-5000-000 |
| Primary APN | 92-10-4-44-5000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,222 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 60,113 sqft (1.38 acres) |
| Lot Dimensions | 300 ft deep x 200 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 161 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3124 E GENESEE AVE |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-4208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | PART OF NW 1/4 OF SEC 32, T12N R5E VIZ; BEG AT A PT N 26DEG 11MIN W 1018.38 FT FROM INT OF CL OF GENESEE AVE & E & W 1/4 LN |
| Legal Range | 05E |
| Legal Township | 12N |
| Legal Section | 03 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 900 |
3124 E Genesee Ave is owned and occupied by two individuals who acquired it in February 2019.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3124 E GENESEE AVE, SAGINAW, MI 48601-4208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU |
| Mar 7, 2019 | Quit Claim Deed, Transfer · Conventional with PMI WANIGAS CU |
| Mar 7, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 1998 |
| Deed Sale | May 26, 1998 |
| Prior Sale | Apr 16, 1993 · Amount on File |
| Deed Book / Page | 2335 / 1727 |
| Last Transfer Date | Feb 28, 2019 |
| Transfer Doc | 0000004657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 3124 E GENESEE AVE, SAGINAW, MI 48601-4208 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | MID STATE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 3124 E GENESEE AVE, SAGINAW, MI 48601-4208 |
| Document Number | 0000027333 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 2022027333 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 7, 2019 |
| Property Address | 3124 E GENESEE AVE, SAGINAW, MI 48601-4208 |
| Document Number | 0000004657 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 4657 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Title Company | MID-STATE TITLE SERVICES INC, MID-STATE TITLE SVCS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3124 E GENESEE AVE SAGINAW MI 486014208, SAGINAW, MI 48601-4208 |
| Document Number | 4658 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 4658 |
| Name | WANIGAS CU |
|---|---|
| Address | SAGINAW, MI 48603 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 6, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 7, 2019 |
| Property Address | 3124 E GENESEE AVE, SAGINAW, MI 48601-4208 |
| Document Number | 0000004655 |
| Instrument Date | Aug 20, 1999 |
| Instrument | 4655 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2019 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3124 E GENESEE AVE SAGINAW MI 486014208, SAGINAW, MI 48601-4208 |
The 2025 property tax bill for 3124 E Genesee Ave was $1,851 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Saginaw City |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,900 (+10.34%) | $91,800 (+10.34%) | |
| 2025 | $1,851.00 Homeowner's exemption | $41,600 | $83,200 |
| 2023 | $35,400 | $70,800 | |
| 2022 | $1,679.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3124 E Genesee Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3124 E Genesee Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Feb 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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