Saginaw County property record for 3108 E Genesee Ave, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,323 sqft · built 1924 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,082 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-10-4-44-1000-000 |
| Primary APN | 92-10-4-44-1000-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,323 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Basement Area | 756 sqft |
| Unfinished Basement | 756 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 300 ft deep x 60 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 31 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3108 E GENESEE AVE |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-4208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | COMG.AT A POINT ON CENTER LINE OF SAGINAW & GENESEE PLANK ROAD,SO CALLED,N.26 DEG.11 MIN. W.1303.38 FT.FROM THE POINT WHERE |
| Legal Range | 4E |
| Legal Township | 10N |
| Legal Section | 44 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 900 |
3108 E Genesee Ave is owned and occupied by an individual who acquired it in November 1997.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3108 E GENESEE AVE, SAGINAW, MI 48601-4208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 1997 |
| Deed Sale | Nov 3, 1997 |
| Prior Sale | Nov 1, 1997 |
| Deed Book / Page | 2033 / 444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 3108 E GENESEE AVE, SAGINAW, MI 48601-4208 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3108 E GENESEE AVE, SAGINAW, MI 48601-4208 |
| Document Number | 0000005545 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2026005545 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2950 S DELAWARE ST STE 400, SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 13, 2041 |
| Change Frequency | Monthly |
|---|
The 2025 property tax bill for 3108 E Genesee Ave was $1,082 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Saginaw City |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,600 (+9.82%) | $49,200 (+9.82%) | |
| 2025 | $1,082.00 Homeowner's exemption | $22,400 | $44,800 |
| 2023 | $19,200 | $38,400 | |
| 2022 | $988.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3108 E Genesee Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3108 E Genesee Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Feb 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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