3123 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3123 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,002 sqft · built 2005
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Jun 2019)
Tax Bill	$6,920 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-13-8910`

Property Details

APN / Parcel Number

Primary APN	`8402-01-13-8910`
Alternative APNs	`34180201138910` `3957865.0` `3957865`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,002 sqft Living Area
1st Floor Area	1,361 sqft
2nd Floor Area	1,641 sqft
Upper Floors Area	1,641 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	14 sqft
Patio Area	90 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3957865.0
Old Parcel Number	34180201138910
Street Address	3123 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-6127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	LOTS 13891 & 13892 EXC E 25 FT BLK 446 FLORIDA SHORES NO 23 MB 19 PG 243 PER OR 5380 PGS 0240-0241 PER OR 5671 PG 4099 PER OR
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	446
Legal Lot Number	13891 13892
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1066
Census Tract	83007

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3123 UMBRELLA TREE DR, EDGEWATER, FL 32141-6127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 17, 2019	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 19, 2018	Special Warranty Deed, Transfer · Commercial Mortgage FRIENDS BANK
Oct 16, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	2019-118425
Deed Book / Page	7708 / 2446
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3123 UMBRELLA TREE DR, EDGEWATER, FL 32141-6127
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082681392
Date	Jun 13, 2022
Book Page	8268/1392
Instrument	2022139870

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jun 17, 2019
Property Address	3123 UMBRELLA TREE DR, EDGEWATER, FL 32141-6127
Document Number	0077082446
Book / Page	7708 / 2446
Map Reference	MB 19 PG 243
Instrument Date	Jun 14, 2019
Instrument	2019-118425
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,652.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	627 S GLENCOE RD, 627, NEW SMYRNA BEACH, FL 32168-8221

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3123 UMBRELLA TREE DR, EDGEWATER, FL 32141-6127
Investor	Possibly a Property Investor

Mortgage

Document Number	2019118426
Date	Jun 17, 2019
Instrument	2019-118426

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 19, 2018
Property Address	3123 UMBRELLA TREE DR, EDGEWATER, FL 32141-6127
Document Number	0076240853
Book / Page	7624 / 0853
Map Reference	MB 19 PG 243
Instrument Date	Nov 15, 2018
Instrument	2018-232415
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIDELITY NATIONAL TITLE OF F

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2222 STATE ROAD 44, 2222, NEW SMYRNA BEACH, FL 32168-8359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 S GLENCOE RD, NEW SMYRNA BEACH, FL 32168-8221

Mortgage

Document Number	2018232416
Date	Nov 19, 2018
Instrument	2018-232416

Lender

Name	FRIENDS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2043

Interest

Rate Type	Adjustable Rate

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	VOLUSIA FL
Recording Date	Oct 16, 2018
Property Address	3123 UMBRELLA TREE DR, EDGEWATER, FL 32141-6127
Document Number	0076111691
Book / Page	007611 / 001691
Instrument Date	Oct 16, 2018
Instrument	210161
Transaction Type	Foreclosure
Record Updated	Nov 1, 2018

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2222 STATE ROAD 44 NEW SMYRNA BEACH FL 321688359, NEW SMYRNA BEACH, FL 32168-8359

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,920.00 (+31.18%)	$336,507 (+9.1%) Land $49,680 Building $286,827	$336,507 (+9.1%) Land $49,680 Building $286,827
2023	$5,275.00 (+8.83%)	$308,444 (+11.23%) Land $31,280 Building $277,164	$308,444 (+11.23%) Land $31,280 Building $277,164
2022	$4,847.00	$277,308 Land $27,232 Building $250,076	$277,308 Land $27,232 Building $250,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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