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3122 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3122 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,655 sqft · built 2001
Lot Size0.23 acres (10,000 sqft)
Owner2 Trust Names on File
Last Sale$335,000 (Mar 2023)
Tax Bill$4,205 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8402-01-13-9400

Property Details

APN / Parcel Number

Primary APN8402-01-13-9400
Alternative APNs
  • 34180201139400
  • 02183401139400
  • 3958055.0
  • 3958055

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,655 sqft Living Area
Gross Area2,054 sqft
1st Floor Area1,655 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area60 sqft
Patio Area390 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3958055
Street Address3122 UMBRELLA TREE DR
CityEDGEWATER
StateFL
Zip32141-6104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07R2B
Legal DescriptionLOTS 13940 & 13941 BLK 449 FLORIDA SHORES NO 23 MB 19 PG 243 PER OR 5272 PG 4526 PER OR 6560 PG 2773 PER OR 6570 PG 2432 PER OR 8022 PG 3049 PER OR 8376 PG 1244
Legal Range34E
Legal Township18S
Legal Section02
Legal SubdivisionFLORIDA SHORES
Legal Tract01
Legal Block449
Legal Lot Number13940
JurisdictionVOLUSIA FL
Township / Civil DivisionNEW SMYRNA BEACH
Census Block Group1
Census Block1067
Census Tract83007

Owner

3122 Umbrella Tree Dr is owner-occupied and held in a trust since March 2023.

Source: Volusia County records, as of October 13, 2026

Owner of Record2 Trust Names on File
Mailing Address3122 UMBRELLA TREE DR, EDGEWATER, FL 32141-6104
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2023 · Amount on File
Deed SaleMar 6, 2023 · Amount on File
Prior SaleMar 7, 2011 · Amount on File
Deed Document Number202345068
Deed Book / Page8376 / 1244
Prior Transfer DateJan 31, 2011
Prior Transfer Doc0000018130
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMar 6, 2023
Property Address3122 UMBRELLA TREE DR, EDGEWATER, FL 32141-6104
Document Number0083761244
Book / Page8376 / 1244
Map ReferenceMB 19 PG 243
Instrument DateJan 31, 2023
Instrument2023045068
Transaction TypeTransfer
Record UpdatedMar 30, 2023
Title CompanyINLET TITLE COMPANY INC/VOLUSIA COUNTY, INLET TTL CO INC OF VOLUSIA

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1017, CHATHAM, VA 24531-1017

Transferred To (Grantee/Buyer)

NameVerified Name
Address3122 UMBRELLA TREE DR, EDGEWATER, FL 32141-6104

Mortgage

Document Number0083761245
DateMar 6, 2023
Instrument8376/1245
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3122 Umbrella Tree Dr was $4,205 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityEdgewater City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$279,931 (-6.23%) Land $54,000 Building $225,931$279,931 (-6.23%) Land $54,000 Building $225,931
2025$4,205.00 Homeowner's exemption Senior Citizen's exemption$298,530 Land $54,000 Building $244,530$298,530 Land $54,000 Building $244,530
2023$4,695.00 (+10.94%)$286,505 (+18.11%) Land $34,000 Building $252,505$286,505 (+18.11%) Land $34,000 Building $252,505
2022$4,232.00$242,573 Land $29,600 Building $212,973$242,573 Land $29,600 Building $212,973

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3122 Umbrella Tree Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 99 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims9 (1994–2025)
Claims Outside the SFHA9 of 9
Most Recent ClaimOct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3122 Umbrella Tree Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EDGEWATER
serves 28,552 people · EPA ID FL3640331
Water SourceGroundwater
Last State InspectionDec 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber		10,000 / 10,000
Spectrum
Cable		1,000 / 1,000
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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