3123 Schubert Ave, Cincinnati, OH 45213 Property Records

Hamilton County property record for 3123 Schubert Ave, Cincinnati, OH 45213

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,296 sqft · built 1913
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Aug 2024)
Tax Bill	$4,098 (2025)
Deeds & Mortgages	May 2020 Line of Credit Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-0003-0067-00`

Property Details

APN / Parcel Number

Primary APN	`122-0003-0067-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
1st Floor Area	720 sqft
2nd Floor Area	576 sqft
Upper Floors Area	576 sqft
Basement Area	720 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	147 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3123 SCHUBERT AVE
City	CINCINNATI
State	OH
Zip	45213-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50 X 140 IRR LOT 47 NATL HOME CO SUB
Legal Subdivision	NATL HOME CO SUB
Legal Lot Number	47
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3006
Census Tract	5701

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3123 SCHUBERT AVE, CINCINNATI, OH 45213-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK
Jun 1, 2018	Warranty Deed, Transfer · Conventional Mortgage 1ST NATIONAL BANK
May 22, 2018	Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2024 · Amount on Record
Deed Sale	Aug 19, 2024 · Amount on Record
Prior Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	0000057816
Deed Book / Page	15232 / 1232
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3123 SCHUBERT AVE, CINCINNATI, OH 45213-1317
Document Number	0000046619
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3123 SCHUBERT AVE CINCINNATI OH 452131317, CINCINNATI, OH 45213-1317

Mortgage

Document Number	0000046619
Date	May 19, 2020
Book Page	014171/000152
Instrument	46619

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MASON, OH 45040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 1, 2018
Property Address	3123 SCHUBERT AVE, CINCINNATI, OH 45213-1317
Document Number	0000006443
Map Reference	MB18 PG53
Instrument Date	May 22, 2018
Instrument	18-0046443
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3123 SCHUBERT AVE, CINCINNATI, OH 45213-1317

Mortgage

Document Number	0000006445
Date	Jun 1, 2018
Instrument	18-0046445

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3123 SCHUBERT AVE, CINCINNATI, OH 45213-1317
Document Number	0000085957
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Oct 22, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3123 SCHUBERT AVE CINCINNATI OH 452131317, CINCINNATI, OH 45213-1317

Mortgage

Document Number	0000085957
Date	Sep 27, 2018
Book Page	013762/000060
Instrument	85957

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MASON, OH 45040

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,098.00 (+2.96%)	$66,339 (+%) Land $22,081 Building $44,258
2024	$3,980.00 (-2.04%)	$66,338 (-) Land $22,081 Building $44,257
2023	$4,063.00 (-10.43%)	$66,338 (-0.25%) Land $22,081 Building $44,257	$189,540 (-0.24%) Land $63,090 Building $126,450
2022	$4,536.00 Homeowner's exemption	$66,501 Land $16,664 Building $49,837
2020			$190,000 Land $47,610 Building $142,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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