3122 Schubert Ave, Cincinnati, OH 45213 Property Records

Hamilton County property record for 3122 Schubert Ave, Cincinnati, OH 45213

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,154 sqft · built 1914
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Jan 2023)
Tax Bill	$5,587 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-0003-0056-00`

Property Details

APN / Parcel Number

Primary APN	`122-0003-0056-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,154 sqft Living Area
1st Floor Area	780 sqft
Attic	Attic
Attic Area	374 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1914
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Porch	Porch
Porch Area	140 sqft
Patio Area	422 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3122 SCHUBERT AVE
City	CINCINNATI
State	OH
Zip	45213-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50 X 140 IRR LOT 32 NATIONAL HOME CO SUB
Legal Subdivision	NATIONAL HOME CO SUB
Legal Lot Number	32
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3005
Census Tract	5701

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3122 SCHUBERT AVE, CINCINNATI, OH 45213-1318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Sep 24, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2023 · Amount on Record
Deed Sale	Jan 9, 2023 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	0000001573
Deed Book / Page	14828 / 1259
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 9, 2023
Property Address	3122 SCHUBERT AVE, CINCINNATI, OH 45213-1318
Document Number	0000001573
Book / Page	14828 / 1259
Map Reference	MB 18 PG 53
Instrument Date	Jan 3, 2023
Instrument	2023-0001573
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000001574
Date	Jan 9, 2023
Instrument	2023-0001574

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 24, 2018
Property Address	3122 SCHUBERT AVE, CINCINNATI, OH 45213-1318
Document Number	0000084877
Book / Page	013759 / 002122
Instrument Date	Sep 14, 2018
Instrument	84877
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3122 SCHUBERT AVE CINCINNATI OH 452131318, CINCINNATI, OH 45213-1318

Mortgage

Document Number	84878
Date	Sep 24, 2018
Book Page	013759/002124
Instrument	84878

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,587.00 (+3.12%)	$90,650 (+%) Land $22,081 Building $68,569
2024	$5,418.00 (-2.2%)	$90,649 (-) Land $22,081 Building $68,568
2023	$5,540.00 (+46.87%)	$90,649 (+63.92%) Land $22,081 Building $68,568	$259,000 (+63.92%) Land $63,090 Building $195,910
2022	$3,772.00 Homeowner's exemption	$55,301 Land $16,664 Building $38,637
2020			$158,000 Land $47,610 Building $110,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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