3123 E Cortez St, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3123 E Cortez St, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,792 sqft · built 1970
Lot Size	0.207 acres (9,036 sqft)
Owner	Individual Name on Record
Last Sale	$89,000 (Nov 1993)
Tax Bill	$2,145 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`166-29-082`

Property Details

APN / Parcel Number

Primary APN	`166-29-082`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft

Exterior

Year Built	Built 1970
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	9,036 sqft (0.207 acres)
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3123 E CORTEZ ST
City	PHOENIX
State	AZ
Zip	85028-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	MELROSE PARADISE UNIT FIVE
Legal Range	03E
Legal Township	03N
Legal Section	23
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	MELROSE PARADISE UNIT 5
Legal Lot Number	332
Legal Unit	5
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1006
Census Tract	104802

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3123 E CORTEZ ST, PHOENIX, AZ 85028-1923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 13, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 1993 · Amount on Record
Deed Sale	Nov 8, 1993 · Amount on Record
Prior Sale	May 1, 2015
Deed Document Number	0000768897
Deed Book / Page	166
Last Transfer Date	Sep 13, 2019
Transfer Doc	0000717661
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3123 E CORTEZ ST, PHOENIX, AZ 85028-1923
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3123 E CORTEZ ST, PHOENIX, AZ 85028-1923

Mortgage

Document Number	0000687844
Date	Jun 23, 2021
Instrument	20210687844

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 13, 2019
Property Address	3123 E CORTEZ ST, PHOENIX, AZ 85028-1923
Document Number	0000717661
Map Reference	MB 124 PG 39
Instrument Date	Aug 20, 2019
Instrument	20190717661
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	NATIONALLINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3123 E CORTEZ ST, 3123, PHOENIX, AZ 85028-1923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3123 E CORTEZ ST, MESA, AZ 85208

Mortgage

Document Number	0000717662
Date	Sep 13, 2019
Instrument	20190717662

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,760 (+0.28%)	$507,600 (+0.28%) Land $101,500 Building $406,100
2025	$2,145.00 (+5.04%)
2024		$50,620	$506,200 Land $101,200 Building $405,000
2023	$2,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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