3106 E Cortez St, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3106 E Cortez St, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,777 sqft · built 1970
Lot Size	0.211 acres (9,201 sqft)
Owner	Individual Name on File
Last Sale	$527,000 (Apr 2026)
Tax Bill	$1,971 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`166-29-092`

Property Details

APN / Parcel Number

Primary APN	`166-29-092`
Alternative APN	`166290929`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,777 sqft Living Area
Gross Area	1,977 sqft
1st Floor Area	1,777 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	9,201 sqft (0.211 acres)
Parking Spaces	2 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3106 E CORTEZ ST
City	PHOENIX
State	AZ
Zip	85028-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	MELROSE PARADISE UNIT 5 MCR 124-39
Legal Range	3E
Legal Township	3N
Legal Section	23
Legal Subdivision	MELROSE PARADISE UNIT 5
Legal Lot Number	342
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1007
Census Tract	104802

Owner

3106 E Cortez St is owned by an individual who bought it in April 2026.

Source: Maricopa County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1610 E BORGHESE PL, PHOENIX, AZ 85016-1012
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE CREDIT UNION
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Apr 1, 2016 · Amount on File
Deed Document Number	2026238856
Prior Transfer Date	Aug 28, 2015
Prior Transfer Doc	0000648150
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Sep 17, 2026
Property Address	3106 E CORTEZ ST, PHOENIX, AZ 85028-1924
Document Number	0000545747
Instrument Date	Sep 8, 2026
Instrument	2026545747
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 E CORTEZ ST, PHOENIX, AZ 85028-1924

Mortgage

Document Number	0000545747,
Date	Sep 17, 2026
Instrument	2026545747

Lender

Name	STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3106 E CORTEZ ST, PHOENIX, AZ 85028-1924
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 E CORTEZ ST, PHOENIX, AZ 85028-1924

Mortgage

Document Number	0001205720
Date	Nov 10, 2021
Instrument	20211205720

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 22, 2026
Property Address	3106 E CORTEZ ST, PHOENIX, AZ 85028-1924
Document Number	0000238856
Instrument Date	Apr 16, 2026
Instrument	2026.238856
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 E BORGHESE PL, PHOENIX, AZ 85016-1012

Mortgage

Document Number	0000239874,
Date	Apr 22, 2026
Instrument	2026..239874

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.11%
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3106 E CORTEZ ST, PHOENIX, AZ 85028-1924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE AGENCY OF AZ

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000675465
Date	Aug 30, 2019
Instrument	20190675465

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3106 E Cortez St was $1,971.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,270 (+107.64%)	$472,700 (+5.92%) Land $94,500 Building $378,200
2025	$1,971.00	$22,765 (-51.46%)	$446,300 (-4.84%) Land $89,200 Building $357,100
2024		$46,900	$469,000 Land $93,800 Building $375,200
2023	$1,876.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3106 E Cortez St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3106 E Cortez St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Cortez St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures