San Bernardino County property record for 3123 E Chip Smith Way, Ontario, CA 91762
| Property Type | Planned Unit Development |
|---|---|
| Details | 3 bd · 2.5 ba · 1,865 sqft · built 2016 |
| Lot Size | 0.055 acres (2,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (May 2023) |
| Tax Bill | $10,615 (2025) |
| Deeds & Mortgages | May 2023 Sale & Second Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 1073-211-07-0000 |
| Primary APN | 1073-211-07-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,865 sqft Living Area |
| Gross Area | 2,292 sqft |
| 1st Floor Area | 771 sqft |
| 2nd Floor Area | 1,094 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 2,394 sqft (0.055 acres) |
| Garage Type | Attached |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3123 E CHIP SMITH WAY |
|---|---|
| City | ONTARIO |
| State | CA |
| Zip | 91762-7238 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | TRACT 18945 LOT 7 BOOK 342 PAGE 60 AND INT IN COMMON AREA |
| Legal Subdivision | TRACT NO 18945 |
| Legal Tract | 18945 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 1908 |
Source: San Bernardino County records · APN 1073-211-07-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3123 E CHIP SMITH WAY, ONTARIO, CA 91762-7238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 18, 2023 | Grant Deed, Transfer · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2023 · Amount on Record |
| Deed Sale | May 18, 2023 · Amount on Record |
| Prior Sale | Jun 08, 2016 · Amount on Record |
| Deed Document Number | 2023121196 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 18, 2023 |
| Property Address | 3123 E CHIP SMITH WAY, ONTARIO, CA 91762-7238 |
| Document Number | 0000121196 |
| Map Reference | MB 342 PG 60-66 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2023-0121196 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3123 E CHIP SMITH WAY, ONTARIO, CA 91762-7238 |
| Document Number | 0000121197 |
|---|---|
| Date | May 18, 2023 |
| Instrument | 2023-0121197 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 3123 E CHIP SMITH WAY, ONTARIO, CA 91762-7238 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 3123 E CHIP SMITH WAY, ONTARIO, CA 91762-7238 |
| Document Number | 0000371729 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-0371729 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Ontario City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Mountain View Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $679,173 (+2%) Land $237,711 Building $441,462 | |
| 2025 | $10,615.00 (+28.59%) | $665,856 (+41.79%) Land $233,050 Building $432,806 |
| 2023 | $8,255.00 (+0.74%) | $469,605 Land $163,848 Building $305,757 |
| 2022 | $8,194.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Inyo Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 998 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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