San Bernardino County property record for 3121 E Chip Smith Way, Ontario, CA 91762
| Property Type | Planned Unit Development |
|---|---|
| Details | 4 bd · 2.5 ba · 2,179 sqft · built 2016 |
| Lot Size | 0.064 acres (2,795 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $429,500 (Jun 2016) |
| Tax Bill | $8,998 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 1073-211-06-0000 |
| Primary APN | 1073-211-06-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,179 sqft Living Area |
| Gross Area | 2,602 sqft |
| 1st Floor Area | 950 sqft |
| 2nd Floor Area | 1,229 sqft |
| Family Room | Family Room |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,795 sqft (0.064 acres) |
| Garage Type | Attached |
| Garage Area | 423 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3121 E CHIP SMITH WAY |
|---|---|
| City | ONTARIO |
| State | CA |
| Zip | 91762-7238 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | TRACT 18945 LOT 6 BOOK 342 PAGE 60 AND INT IN COMMON AREA |
| Legal Subdivision | TRACT NO 18945 |
| Legal Tract | 18945 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 1908 |
Source: San Bernardino County records · APN 1073-211-06-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3121 E CHIP SMITH WAY, ONTARIO, CA 91762-7238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 04, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2016 · Amount on Record |
| Deed Sale | Jun 10, 2016 · Amount on Record |
| Deed Document Number | 2016229036 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 3121 E CHIP SMITH WAY, ONTARIO, CA 91762-7238 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|
| Document Number | 0000448348 |
|---|---|
| Date | Dec 04, 2019 |
| Instrument | 2019-0448348 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Oct 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 3121 E CHIP SMITH WAY, ONTARIO, CA 91762-7238 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000280199 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 2020-0280199 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Ontario City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Mountain View Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $518,201 (+2%) Land $181,122 Building $337,079 | |
| 2025 | $8,998.00 (+4.81%) Homeowner's exemption | $508,041 (+4.04%) Land $177,571 Building $330,470 |
| 2023 | $8,585.00 (+0.76%) Homeowner's exemption | $488,312 Land $170,675 Building $317,637 |
| 2022 | $8,520.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Inyo Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 998 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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