3123 David St, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 3123 David St, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,924 sqft · built 1982
Lot Size	0.553 acres (24,090 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Jul 2025)
Tax Bill	$1,267 (2025)
Deeds & Mortgages	Oct 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`40-24-20-105-005`

Property Details

APN / Parcel Number

Primary APN	`40-24-20-105-005`
Alternative APNs	`0101195-000800-3` `10004626897`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,924 sqft Living Area
Gross Area	3,018 sqft

Exterior

Year Built	Built 1982
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	24,090 sqft (0.553 acres)
Lot Dimensions	165 ft deep x 146 ft wide
Garage Area	668 sqft
Driveway	Driveway
Driveway Area	1,726 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Screened Porch
Porch Area	426 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004626897
Old Parcel Number	01011950008003
Street Address	3123 DAVID ST
City	PUNTA GORDA
State	FL
Zip	33982-3352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	TRS 002 0000 0008 THREE RIVERS 2ND REPLAT LT 8 & S1/2 LT 9 592/1687 661/278 2873/803 CT3879/765 3896/824 L
Legal Range	24E
Legal Township	40S
Legal Section	20
Legal Subdivision	THREE RIVER
Legal Lot Number	8-9
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1044
Census Tract	10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3123 DAVID ST, PUNTA GORDA, FL 33982-3352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Oct 1, 2021
Deed Document Number	3547773
Record Updated	Jun 8, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 1, 2021
Property Address	3123 DAVID ST, PUNTA GORDA, FL 33982-3352
Document Number	0048511299
Book / Page	4851 / 1299
Map Reference	MB 8 PG 8A&8B
Instrument Date	Sep 17, 2021
Instrument	3004749
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3123 DAVID ST, PUNTA GORDA, FL 33982-3352

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,267.00 (-35.95%) Homeowner's exemption Widower's exemption	$129,030 (+5.99%)	$206,477 (+0.08%) Land $34,047 Building $172,430
2023	$1,978.00 (+0.87%) Homeowner's exemption Widower's exemption	$121,742 (+3%)	$206,321 (-24.02%) Land $32,499 Building $173,822
2022	$1,961.00 Homeowner's exemption Widower's exemption	$118,196	$271,558 Land $26,309 Building $245,249

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20