3101 David St, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 3101 David St, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,665 sqft · built 2016
Lot Size	0.461 acres (20,096 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jun 2021)
Tax Bill	$3,820 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`40-24-20-105-004`

Property Details

APN / Parcel Number

Primary APN	`40-24-20-105-004`
Alternative APNs	`0101195-000900-2` `10004626896`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,665 sqft Living Area
Gross Area	2,229 sqft
Flooring	Covered

Exterior

Year Built	Built 2016
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	20,096 sqft (0.461 acres)
Lot Dimensions	128 ft deep x 157 ft wide
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004626896
Old Parcel Number	01011950009002
Street Address	3101 DAVID ST
City	PUNTA GORDA
State	FL
Zip	33982-3352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	TRS 002 0000 0009 THREE RIVERS 2ND REPLAT N1/2 LT 9 & ALL LT 10 587/817 780/702 POA780/703 981/412 4005/965 RES
Legal Range	24E
Legal Township	40S
Legal Section	20
Legal Subdivision	THREE RIVER
Legal Lot Number	9
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1044
Census Tract	10100

Owner

Source: Charlotte County records · APN 40-24-20-105-004

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3101 DAVID ST, PUNTA GORDA, FL 33982-3352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 04, 2021	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Mar 14, 2017	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2021 · Amount on Record
Deed Sale	Jun 04, 2021 · Amount on Record
Prior Sale	Aug 01, 2016 · Amount on Record
Deed Document Number	2954279
Deed Book / Page	4779 / 783
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 04, 2021
Property Address	3101 DAVID ST, PUNTA GORDA, FL 33982-3352
Document Number	0047790783
Book / Page	4779 / 783
Map Reference	MB 8 PG 8
Instrument Date	Jun 01, 2021
Instrument	2954279
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3101 DAVID ST, 3101, PUNTA GORDA, FL 33982-3352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 DAVID ST, PUNTA GORDA, FL 33982-3352

Mortgage

Document Number	4779784
Date	Jun 04, 2021
Instrument	4779/784

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	3101 DAVID ST, PUNTA GORDA, FL 33982-3352
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041761422
Date	Mar 14, 2017
Book Page	4176/1422
Instrument	2506890

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Aug 01, 2046

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,820.00 (-15.21%) Homeowner's exemption	$293,256 (+5.99%)	$301,919 (+4.28%) Land $34,885 Building $267,034
2023	$4,505.00 (+3.3%) Homeowner's exemption	$276,690 (+3%)	$289,533 (-0.7%) Land $33,300 Building $256,233
2022	$4,361.00 Homeowner's exemption	$268,631	$291,572 Land $26,957 Building $264,615

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 11 locations within half a mile of this property.

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